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New Member
DougieFresh1
Posts: 9
Registered: ‎07-10-2013

Re: Would I get approved for Sapphire Preferred?

Ah crap.. Forgot to add I do have around 8 inquries. Primarily due to recently buying a car 3 months ago and they did a shotgun approach with getting me a low interest rate :smileysad:.

 

What will Chase feel about that?

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Valued Member
drinkthekoolaid
Posts: 76
Registered: ‎06-05-2013

Re: Would I get approved for Sapphire Preferred?

As long as you have paid Chase perfect I don't see why they wouldn't want to grant you another card. Especially since you don't have a large amount  of credit with them right now! I didn't read all the post so you might have already answered this but what is your income. I would say that could be the deciding factor!? 

Chase Sapphire Preferred VISA SIGNATURE- $10,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $6,000
USAA MASTERCARD - $10,000 ~ Amex GOLD PR - $NPSL
Commerce Bank Visa $5,000 ~ AMEX BCE - $3,000
USAA Student VISA - $1,000 ~ Chase Freedom - $500
New Member
DougieFresh1
Posts: 9
Registered: ‎07-10-2013

Re: Would I get approved for Sapphire Preferred?

120k/yr+ . I just heard that inquiries could potential screw me over. So we'll see. 

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Senior Contributor
longtimelurker
Posts: 4,198
Registered: ‎04-22-2013

Re: Would I get approved for Sapphire Preferred?


DougieFresh1 wrote:

Nice.. good to hear!

 

I'm hoping I don't get a low credit line. Would like to have this be me primary card and something close to where my AMEX limit is.

 

Also is it better to go to the bank or apply online? And once I get the preferred, if for any reason would like to downgrade, possible?

 

 


Using the normal online links, you get the offer of 40K UR points after $3k spending.  Often at the bank, you can get 40K UR after $2k spend, so that is better.   However, someone posted a link with the same 2K offer that I cannot find at present.


From highest to lowest: Amex BC (42K), Cap One , CSP, Fidelity Amex, Cap One, Penfed Plat Rewards x2, , Citi TY Pref, Citi TY Premier, Citi Plat Select AA, US Bank Cash Plus, Chase Amazon, Chase Freedom, Amalgamated Bank MC, Citi Forward, BCE, Sallie Mae (5K)

Valued Member
drinkthekoolaid
Posts: 76
Registered: ‎06-05-2013

Re: Would I get approved for Sapphire Preferred?

Inquires have the potential to scare off Chase, but with your overall credit profile and income I think you should be fine, and even if given a 7-10 message a little recon could probably speed up the approval process! When do you plan on applying??

Chase Sapphire Preferred VISA SIGNATURE- $10,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $6,000
USAA MASTERCARD - $10,000 ~ Amex GOLD PR - $NPSL
Commerce Bank Visa $5,000 ~ AMEX BCE - $3,000
USAA Student VISA - $1,000 ~ Chase Freedom - $500
New Member
DougieFresh1
Posts: 9
Registered: ‎07-10-2013

Re: Would I get approved for Sapphire Preferred?

Today! . About to head to the bank to cash a check.. and speak to a rep. :smileyhappy:

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Valued Member
drinkthekoolaid
Posts: 76
Registered: ‎06-05-2013

Re: Would I get approved for Sapphire Preferred?

Keep us posted!! May the credit gods be with you! haha

Chase Sapphire Preferred VISA SIGNATURE- $10,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $6,000
USAA MASTERCARD - $10,000 ~ Amex GOLD PR - $NPSL
Commerce Bank Visa $5,000 ~ AMEX BCE - $3,000
USAA Student VISA - $1,000 ~ Chase Freedom - $500
New Member
DougieFresh1
Posts: 9
Registered: ‎07-10-2013

Re: Would I get approved for Sapphire Preferred?

Instant approved for 24k! 

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Moderator
09Lexie
Posts: 22,527
Registered: ‎09-13-2012

Re: Would I get approved for Sapphire Preferred?

Valued Contributor
lg8302ch
Posts: 2,027
Registered: ‎11-13-2012

Re: Would I get approved for Sapphire Preferred?

cool... wish it would be mine ..jk ..congrats!

FICO® EQ 774 (as of today) - TU 778 (04/01) * Fako EX 816 (04/03 - CS) * last app 11/09/13 * INQ last 2 yrs TU: 4, EX: 6, EQ: 6

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