Ah crap.. Forgot to add I do have around 8 inquries. Primarily due to recently buying a car 3 months ago and they did a shotgun approach with getting me a low interest rate .
What will Chase feel about that?
As long as you have paid Chase perfect I don't see why they wouldn't want to grant you another card. Especially since you don't have a large amount of credit with them right now! I didn't read all the post so you might have already answered this but what is your income. I would say that could be the deciding factor!?
120k/yr+ . I just heard that inquiries could potential screw me over. So we'll see.
Nice.. good to hear!
I'm hoping I don't get a low credit line. Would like to have this be me primary card and something close to where my AMEX limit is.
Also is it better to go to the bank or apply online? And once I get the preferred, if for any reason would like to downgrade, possible?
Using the normal online links, you get the offer of 40K UR points after $3k spending. Often at the bank, you can get 40K UR after $2k spend, so that is better. However, someone posted a link with the same 2K offer that I cannot find at present.
Inquires have the potential to scare off Chase, but with your overall credit profile and income I think you should be fine, and even if given a 7-10 message a little recon could probably speed up the approval process! When do you plan on applying??
Today! . About to head to the bank to cash a check.. and speak to a rep.
Keep us posted!! May the credit gods be with you! haha
Instant approved for 24k!