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Would I get approved for Sapphire Preferred?

New Member

Re: Would I get approved for Sapphire Preferred?

Ah crap.. Forgot to add I do have around 8 inquries. Primarily due to recently buying a car 3 months ago and they did a shotgun approach with getting me a low interest rate Smiley Sad.

 

What will Chase feel about that?

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Message 11 of 24
Valued Member

Re: Would I get approved for Sapphire Preferred?

As long as you have paid Chase perfect I don't see why they wouldn't want to grant you another card. Especially since you don't have a large amount  of credit with them right now! I didn't read all the post so you might have already answered this but what is your income. I would say that could be the deciding factor!? 

AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Message 12 of 24
New Member

Re: Would I get approved for Sapphire Preferred?

120k/yr+ . I just heard that inquiries could potential screw me over. So we'll see. 

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Message 13 of 24
Super Contributor

Re: Would I get approved for Sapphire Preferred?


DougieFresh1 wrote:

Nice.. good to hear!

 

I'm hoping I don't get a low credit line. Would like to have this be me primary card and something close to where my AMEX limit is.

 

Also is it better to go to the bank or apply online? And once I get the preferred, if for any reason would like to downgrade, possible?

 

 


Using the normal online links, you get the offer of 40K UR points after $3k spending.  Often at the bank, you can get 40K UR after $2k spend, so that is better.   However, someone posted a link with the same 2K offer that I cannot find at present.

Message 14 of 24
Valued Member

Re: Would I get approved for Sapphire Preferred?

Inquires have the potential to scare off Chase, but with your overall credit profile and income I think you should be fine, and even if given a 7-10 message a little recon could probably speed up the approval process! When do you plan on applying??

AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Message 15 of 24
New Member

Re: Would I get approved for Sapphire Preferred?

Today! . About to head to the bank to cash a check.. and speak to a rep. Smiley Happy

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Message 16 of 24
Valued Member

Re: Would I get approved for Sapphire Preferred?

Keep us posted!! May the credit gods be with you! haha

AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Message 17 of 24
New Member

Re: Would I get approved for Sapphire Preferred?

Instant approved for 24k! 

-July 8, 2013 Scores-
Equifax: 732 - Experian: 750 - Transunion: 748
-Equifax Fico-
729
-Primary Cards-
AMEX Blue Cash Preferred: $18,000 - Discover: $3,000 - Chase Slate: $1,100 - Chase Freedom: $6,500
Message 18 of 24
Moderator Emerita

Re: Would I get approved for Sapphire Preferred?

Message 19 of 24
Senior Contributor

Re: Would I get approved for Sapphire Preferred?

cool... wish it would be mine ..jk ..congrats!

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 20 of 24