Would I qualify for CSP card or Amex revolver?

[BearsAndTurtlesRtheBest]

You should request a cli on that Old Navy Card. It will increase your available credit which is a PLUS. It will be a soft pull as well.

[Stage24u]

Thank you guys for the advice.

I will wait on the CSP card for a few months, no rush.

Anyone know the current FICO requirements for AMEX revolvers?

[09Lexie]

It's all over the place. It could be the low 680's or 700's. some with mid 700's have still been denied. Amex uses their own internal risk score and its really impossible to tell

[Stage24u]

Bears- GOOD ADVICE

Just called Old Navy, request a $2k CL and they approve it!

$700 to $2k with a SP

Thanks again for the idea.

[djc1puno]

Congrats!!!

[09Lexie]

I'd wait until the new cl reports before apping

[youngandcreditwrthy]

Eeek! Yeah, that mortgage rate increase is scary! Almost a whole percentage point! Yikes!

And lexie's idea is a great one haha 😌😏👍👍

[BearsAndTurtlesRtheBest]

@Stage24u: Awesome!! Congrats and dont forget to do it again in the next 4 to 5 months.