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Would This Count as a cash advance or purchase?

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thummel
Established Contributor

Would This Count as a cash advance or purchase?

So im buying something from someone and was just going to enter there email into paypal and just send the funds. My question is would that count as a cash advance or just a regular purchase. The card i plan on using is the double cash. Should i call citi and ask them? thanks guys 

Message 1 of 6
5 REPLIES 5
Creditplz
Valued Contributor

Re: Would This Count as a cash advance or purchase?

I've sent money over PayPal, for me it's always been a normal purchase
Message 2 of 6
Anonymous
Not applicable

Re: Would This Count as a cash advance or purchase?

Anytime I use PayPal, it's charged as a purchase. I think the only time it's a cash advance is when you physically get cash at an atm. 

Message 3 of 6
Creditplz
Valued Contributor

Re: Would This Count as a cash advance or purchase?

^ or online transfer. But I agree I don't think this would be a cash advance.
Message 4 of 6
FroggieMom
Regular Contributor

Re: Would This Count as a cash advance or purchase?

It's a regular purchase, it will show it on your statement as Paypal...not the individual you were actually paying.  I bought a car from a friend through Paypal and used my AMEX to get the miles Smiley Wink

Summer 2018 FICO 8 scores~
Gardening until 2019....at least
Message 5 of 6
sr383
Regular Contributor

Re: Would This Count as a cash advance or purchase?

I wonder if I could pay the mortgage through PayPal. ...

Costco TrueEarningsSallie Mae MasterCardDiscover itUS Bank Cash+Chase SlateBlue Cash EverydayFidelity VisaTU-803/EQ-808/EX-800
Message 6 of 6
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