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Established Member
KeystoneKutie87
Posts: 45
Registered: ‎09-01-2008
0

Would anyone mind sharing with me?

I'm pretty new to the FICO forum, so I'm sure there's probably been a thread of this nature before, but what the heck? I'd like to know how many cards everyone has and your balances on them. I'll start...
 
Citi - 1700/2000
1st Financial Bank 4250/4500 <-- (Ouch!)
Victoria's Secret - 50/1030
Capital One - 140/500
Target - 900/1000
HSBC - 700/1000
 
I know my balances are insane. I'm working on it. :smileytongue:

Starting Score: 584
Current Score: 623
Goal Score: 650


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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Would anyone mind sharing with me?

Oh, my, inventory time, OK:

BofA: $18K / $4150 (paying down a 0$ BT)
Chase Borders Visa: $3500 / $0
PenFed: $10K / $0
USAA MC: $27K / $0
USAA AmEx: $10K / $0
Discover (AU card): $14K / $0
Barclays Barnes & Noble MC: $500! / $0 <-- on death row
Citi Sears MC: $1,212!! / $0 <-- in the cell next to the B&N
Citi Home Depot store card: $4K / $0
HSBC Best Buy store card: $2500 / $0
WFNNB J.Crew store card: $1K / $0
AmEx Gold Rewards Plus: charge card, no posted limit / $0
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
0

Re: Would anyone mind sharing with me?

Target(store card)  $0/$500
Orchard                  $0/$300
Macys                     $0/$600
Bloomingdales       $0/1000
CJ                           $0/$2500
First Premier(AU)   $0/$250
Tribute(AU)             $0/$300
 
 
Too bad they aren't all reported at $0. Just 23 more days until they have all reported $0, can't wait to see the score change.
 
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Established Contributor
woopah
Posts: 721
Registered: ‎03-15-2008
0

Re: Would anyone mind sharing with me?

[ Edited ]


KeystoneKutie87 wrote:
I'm pretty new to the FICO forum, so I'm sure there's probably been a thread of this nature before, but what the heck? I'd like to know how many cards everyone has and your balances on them. I'll start...
 
Citi - 1700/2000
1st Financial Bank 4250/4500 <-- (Ouch!)
Victoria's Secret - 50/1030
Capital One - 140/500
Target - 900/1000
HSBC - 700/1000
 
I know my balances are insane. I'm working on it. :smileytongue:


One person's insane balances are another's dream balances.  I'm also working on paying my debt down, and you still have lower balances than I do:
 
Chase: $5,429.86/$13K -- 0% Interest BT and Purchases until February
BoA: $4,422.60/$11.7K -- 0% Interest BT until January
Citi: $742.63/$10.5K -- 2.99% Interest Life of the BT -- Will be Paid off this month
Total CC Debt: $10,595.09
 
The following cards have amounts on them, but I don't actually consider those to be debt, because they are newer purchases that will be paid off by the due date at the latest, with the exception of BB which will be paid off prior to the 6 months 0% interest on that purchase ends. 
BB: $300/$4.4K -- 0% Interest until December -- Will be Paid off this month
Disc: $93.37/$6.8K
BoA: $15.96/$13.9K
Citi: $4.31/$4.5K
Total New Purchases: $413.64
 
And the following are at $0
Commerce Bank: Limit: $9.5K
Household Bank: Limit: $1K
Capital One: Limit $500 -- Oldest Card but crappy limit
Chase: Limit: $4.5K
Fashion Bug: Limit $500 -- This card was a mistake
Chicago Home Fitness: Limit: $3.5K
GE Home Design/Classic Oak: Limit: $6K
GE Line of Credit: Limit: $5.5K
 
14 CC's, 1 Line of Credit. 
 
Total Balances: $11,008.73.  Total Credit Available: $95.8K
 
Projected Payoff Date: 2/6/09!


Message Edited by woopah on 09-03-2008 06:36 AM
4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Regular Contributor
Ishmael109
Posts: 184
Registered: ‎03-04-2008
0

Re: Would anyone mind sharing with me?

I have 60 accounts, between all the Credit, Gas, and store cards I have. About 95,000 in available credit. Almost all  accounts are at 0. I started working on paying off debt in early 2006. Right now, my Utilization is very low  Currently paying off:
 
1) WaMU Visa 2800 balance/15,500 CL
2) BOA Visa 1400 balance/25,800 credit line.
 
Everything else is at 0, except for Discover, which is my "everyday" CC, that I use for Gas, etc.
Frequent Contributor
desifink
Posts: 405
Registered: ‎10-20-2007
0

Re: Would anyone mind sharing with me?

[ Edited ]
Penfed                            20k/8550
Chase                             10k/4340
BOA                                15k/6700
Discover                         7700/0
HSBC  Retail (suzuki)    18k/7933       
HSBC                              7k/156
WAMU                             4160/0
Cap 1                               4000/0
Household                        900/0


Message Edited by desifink on 09-03-2008 07:14 AM
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: Would anyone mind sharing with me?

PenFed 20k/0
BOA Amex 18k/4600
BOA MC 18k/0
Amex Blue 15k/0
Citi 8700/0
Saks Elite MC 8500/0
Discover More 7500/405
Chase Freedom 6500/0
Macy's Visa 5k/0
Macy's Platinum Store Card 2k/0
Macy's Red Card 4.2k/0
Macy's Toptable Acc. 2.5k/1169
Saks Store Card 2.0k/0
JCP 1.8K/0
WalMart 850/0
PayPal LOC 900/0
 
IN VINO VERITAS.
Established Contributor
Bella1980
Posts: 583
Registered: ‎06-22-2008
0

Re: Would anyone mind sharing with me?

This is as of today: 1. Target $0/$200 2. Hooters $46.64/$500 3. HSBC Discover $46.04/$300 4. Orchard Bank $16.09/$300 5. Kays $0/$300 6. Paypal $0/$300 7. Speigels $0/$500 8. Newport News $163/$500...REALLY UPSET AT THIS...BEEN A MONTH..STILL NO REFUND 9. Crown J - $0/$2500 10. Walmart $113/$500 11. Dillards -$0.62/$180 Had everything at $0 but timed the reporting dates wrong so it didn't show as zero on my reports!:0( Aiming for October Reporting to be better.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


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New Contributor
JDizzle
Posts: 69
Registered: ‎03-24-2008
0

Re: Would anyone mind sharing with me?

Amex Blue......... $2000/$0.00
Amex Student.... $500/$0.00
Hooters...............$750/$29.00
Credit One..........$700/$0.00
Capital one.........$2000/$400.00
Citi Diamond......$1000/$0.00
09/15/08 FICOs: EQ - 643, EX - 671, TU - 693

700 club by 09'
Regular Contributor
SherriLynn
Posts: 106
Registered: ‎08-26-2008
0

Re: Would anyone mind sharing with me?

Orchard             $303 / $500L
WaMu                $600 / $1750L
CapOne             $680 / $2500L
Juniper              $1442/ $1750L
 
That's it... for now
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
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