Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 45
Registered: ‎02-26-2013
0

Would filling out the pre qualify things on cc issuer websites put you on their radar...

Would filling out the pre qualify things on cc issuer websites put you on their radar for future pre approval offers? becuase they would now have your address and information? I filled out every one i could find and the only matched offer i got was a boa cash rewards offer.

Regular Contributor
Posts: 232
Registered: ‎03-05-2013
0

Re: Would filling out the pre qualify things on cc issuer websites put you on their radar...

Any place you put your info into for a pre-approval offer (like Cap 1 credit card site for example where you get "matched" for an offer) will be of course kept by that particular company. However, keep in mind that all of these places pay the three major credit bureaus to get info on people that meet certain pre-determined reqirements so that way you will always be on their "radar" if you qualify.

 

Example: Cap 1 might purchase all the people with a FICO Equifax score of 700-720 with one, one year old derogatory and then make offers to those people. If you haven't opted out of this kind of marketing, you'll always receive an offer if you meet a creditor's initial requirements (keep in mind that doesn't at all guarantee an approval).

 

 

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Highlighted
Established Member
Posts: 45
Registered: ‎02-26-2013
0

Re: Would filling out the pre qualify things on cc issuer websites put you on their radar...

Interesting. Thanks for the reply

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.