Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0 Kudos

Re: Would getting a Freedom help me get a CSP later (within 6 months)?

if your worried about no forex fee you should try for the Amex Platinum easier to get in no Forex fee but high annual, but if Forex fee is your main concern you should be traveling a lot to justify the annual fee cost. $475 annual fee but $200 is waived off airline expenses like extra bags food and drinks etc. then gets you access to most lounges which is nice, and free global entry and with other travel perks American express Platinum is a great card, not to mention most people still believe if you have a Amex Platinum that your a top dog Smiley Wink they'll notice the metal of the CSP if they touch it but they'll notice the Amex Platinum and automatically see you as a successful personin most cases. I'm switching careers soon into accounting / finance and I was told to get a Amex Platinum just for this purpose. If you don't drive a Lexus/Mercedez/BMW they want to see you have something of material to trust you with their money. Kinda like how realestate agents usually have fancy cars, do you think they really like to drive everywhere on a expensive ass car? -_-; if it was my choice I would drive to meet clients in a prius and keep a nice car for personal lol. sad thing in this world there is so many misconceptions about what success is. But if you work it people will respect you for it evven if it is not justified

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 1,106
Registered: ‎02-03-2009
0 Kudos

Re: Would getting a Freedom help me get a CSP later (within 6 months)?

Maybe you can call them and see if they would approve the Freedom off the CSP hard pull (it has happened), since they said you should apply for a lesser product. Then, when you do apply for CSP, you can move the credit line over and close the Freedom (if you want, or if it is necessary to get to the 5k limit). Before people say they won't do it, I was able to get both Freedom and CSP on one hard pull in June.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (12/1/16): EQ My Fico: 801; TU MyFico: 792; EX (My Fico): 797

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.