09-27-2012 07:36 AM
CS800 wrote:PSECU is a great CU to join. I'm with them. Now if they would give me the VISA/PSL combo, I would love it.
Were you denied CS800? I was planning on app'ing for that within the next couple of months
09-27-2012 08:20 AM
jd5189 wrote:
CS800 wrote:PSECU is a great CU to join. I'm with them. Now if they would give me the VISA/PSL combo, I would love it.
Were you denied CS800? I was planning on app'ing for that within the next couple of months
LAst November yes. Reason they gave me was bogus though. I have a paid collection from 2006. It was paid in full in 2007, that wa their reason for denial.

09-27-2012 08:41 AM
09-27-2012 05:16 PM
I have about 12 HP on EX now. Back then I had 3. I think I have the cards that I need for now. Time to let them age.
The paid collection is still there so I'm afraid that i pull the trigger and they deny me for the same thing.

09-28-2012 04:39 AM
If the benefits I receive from joining PSECU do not outweigh the $75 fee, then no.
Follow my financial journey: http://www.frugalrican.com
09-28-2012 06:34 AM
A monthly 'free' EX FICO for me would definitely justify this one time fee of $75.

09-28-2012 06:41 AM
I think you'll just get a monthly EX score, not a report. That's the way Walmart works with TU, I don't have PSECU.
Since I have Scorewatch (NFCU discount) for EX and Walmart now for TU I don't think I'd pay to get the EX from PSECXU.
09-28-2012 06:53 AM
I'm really curious to see how this experiment plays out. If it works, I'd be willing to pay $75 to gain membership is PSECU as well. They have terrific services with very low rates for loans and credit cards and generous CLs for their cards. And the monthly EX FICO is worth the fee in itself.
09-28-2012 09:21 PM
Bump... Has anyone been able to get through this loop hole and become a member? Hoping to keep this tread somewhat alive until someone post their success or not.
09-28-2012 10:05 PM
TilltedBrim wrote:Bump... Has anyone been able to get through this loop hole and become a member? Hoping to keep this tread somewhat alive until someone post their success or not.
Well while I'm sort of hoping this works, my gut feeling is it won't unless you are a resident of the state of PA... or fall under one of their incredibly few exceptions to that fact.
I don't know why they changed their policies on that a year or so ago, but I rather doubt it's changed back again; however, I'd be pretty happy to be proved wrong
. I'd pay $75 in a heartbeat for a one-time fee for access to my EX mortgage score for the next few years, that's not a decision I even have to think about it makes so much sense for me personally heh.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
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