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Would you pay $75 bucks to join PSECU?

Established Contributor

Re: Would you pay $75 bucks to join PSECU?

I took a double look at it, it says "ASSOCIATION MEMBERS"? Technically, wouldn't you be considered a "association member" if you paid the fee to become an official contributing member?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor

Re: Would you pay $75 bucks to join PSECU?

It's worth a try. I checked out some other ones and some are clearly employees only.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor

Re: Would you pay $75 bucks to join PSECU?

Trust me guys I checked the whole list, this is the second cheapest one compared the PRPS loophole and unless I overlooked anything probably the only one with a shot of getting out-of-state folks in there. All I know is PASEO doesnt mind if you join them from out of state, they actually have out of state members. It's only on the PSECU end I'm concerned and unsure about. If anyone out there takes a stab at it before I do, let me know the results.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Mega Contributor

Re: Would you pay $75 bucks to join PSECU?

Its only a HP and $75, if you can spare the HP its worth the luv you'll get from that CU!!! Especially if your a prime credit customer!




EQ FICO 548 3/3/16
Established Contributor

Re: Would you pay $75 bucks to join PSECU?

LS, what kind of scores do you think they (PSECU) would consider "prime"? lol just curious Smiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor

Re: Would you pay $75 bucks to join PSECU?

Just to let you guys know, more than likely im gonna be the guniea pig here and try it out starting tomorrow. If you guys want to wait back to hear from me i will def keep you guys posted! im pretty sure (99.9999999%) im gonna do it. Wish Me luck!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor

Re: Would you pay $75 bucks to join PSECU?

Can u tie a HP for membership with an app for cc?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Mega Contributor

Re: Would you pay $75 bucks to join PSECU?


gettnthere wrote:

LS, what kind of scores do you think they (PSECU) would consider "prime"? lol just curious Smiley Wink


At least 690 or up, no recent baddies, not alot of recent INQ's. Established credit lines with 1 year of good history.

 




EQ FICO 548 3/3/16
Mega Contributor

Re: Would you pay $75 bucks to join PSECU?


Duncanrr wrote:
Can u tie a HP for membership with an app for cc?

I doubt they can do that as it takes a few days to confirm membership. I would say as soon as your confirmed get a loan rep on the phone and see if they can do it.

 




EQ FICO 548 3/3/16
Established Contributor

Re: Would you pay $75 bucks to join PSECU?

Got approved for 15K Visa/PSL in July with a 651 EX.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13