Credit Cards

[LS2982]

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rtw wrote:
Got approved for 15K Visa/PSL in July with a 651 EX.

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Thats awesome!!

They will approve with lower score if your established with history. Its all YMMV.

[WarJar101]

Here's a "Mod Cut" email I sent to PSECU support team and the response I got back regarding joining through PASEO. Whoever decides to take a shot at it before I do, let me know the results.

support@psecu.com	Sep 22 (4 days ago)
to me

If you are currently still a member of PASEO you will be eligible to apply for membership at PSECU. You may be asked to submit proof of your membership of PASEO once we receive your application.


----- ORIGINAL MESSAGE -----
From: edited
Sent: 9/22/2012 1:56:06 AM
To: webform@psecu.com
Subject: Membership Eligibility Through Association

Hello, I'm currently an associate member of PASEO (Pennsylvania Association of Sewage Enforcement Officers). Up until a few months ago, I was living in Pennsylvania, however I have currently relocated out of state to New York City. I'm wondering whether or not I am still eligible to join PSECU. Thank you for your consideration.

Please refrain from using foul language.Lightnin,myFICO moderator

[LS2982]

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WarJar101 wrote:

Here's a "Mod Cut" email I sent to PSECU support team and the response I got back regarding joining through PASEO. Whoever decides to take a shot at it before I do, let me know the results.

support@psecu.com	Sep 22 (4 days ago)
to me

If you are currently still a member of PASEO you will be eligible to apply for membership at PSECU. You may be asked to submit proof of your membership of PASEO once we receive your application.


----- ORIGINAL MESSAGE -----
From: "Adrian" <w.jar101@gmail.com>
Sent: 9/22/2012 1:56:06 AM
To: webform@psecu.com
Subject: Membership Eligibility Through Association

Hello, I'm currently an associate member of PASEO (Pennsylvania Association of Sewage Enforcement Officers). Up until a few months ago, I was living in Pennsylvania, however I have currently relocated out of state to New York City. I'm wondering whether or not I am still eligible to join PSECU. Thank you for your consideration.

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They may also request proof of PA address.

[jd5189]

Lately, PSECU has not HP'd for just membership. I was not HP'd nor was a fellow member I walked through the membership process with. 

[Wolf3]

No!

[Duncanrr]

So was the no in response to the OP's question?

[jd5189]

If you plan on utilizing PSECU for their credit products, I would say yes. If you are doing it just for the score, $75 is a bit much - a walmart card would do the same thing and not cost anything. But, I joined bc PRPS was an easy way to do it (pa resident),  I get the EX score. I plan on app'ing for the Visa and possibly would use them for a car purchase (not new cars bc I typically have qualified for low rates below 1%). But, I might get a another car (pre-owned) in a year or so... so they might have good rates for me to finance it through them.

[Duncanrr]

I think I found the answer. The psecu site says association member but the paseo site has full members who must be a licensed seo and associate members. My guess is that associate members don't have full benefits. This would include psecu membership.

[Wolf3]

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Duncanrr wrote:

So was the no in response to the OP's question?

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Yes, I much prefer local CU.

[CS800]

PSECU is a great CU to join. I'm with them. Now if they would give me the VISA/PSL combo, I would love it.