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@rtw wrote:
Got approved for 15K Visa/PSL in July with a 651 EX.
Thats awesome!!
They will approve with lower score if your established with history. Its all YMMV.
Here's a "Mod Cut" email I sent to PSECU support team and the response I got back regarding joining through PASEO. Whoever decides to take a shot at it before I do, let me know the results.
| Sep 22 (4 days ago) | |||
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If you are currently still a member of PASEO you will be eligible to apply for membership at PSECU. You may be asked to submit proof of your membership of PASEO once we receive your application.
----- ORIGINAL MESSAGE -----
From: edited
Sent: 9/22/2012 1:56:06 AM
To: webform@psecu.com
Subject: Membership Eligibility Through Association
Hello, I'm currently an associate member of PASEO (Pennsylvania Association of Sewage Enforcement Officers). Up until a few months ago, I was living in Pennsylvania, however I have currently relocated out of state to New York City. I'm wondering whether or not I am still eligible to join PSECU. Thank you for your consideration.
Please refrain from using foul language.Lightnin,myFICO moderator
@WarJar101 wrote:Here's a "Mod Cut" email I sent to PSECU support team and the response I got back regarding joining through PASEO. Whoever decides to take a shot at it before I do, let me know the results.
support@psecu.com Sep 22 (4 days ago)
to meIf you are currently still a member of PASEO you will be eligible to apply for membership at PSECU. You may be asked to submit proof of your membership of PASEO once we receive your application.
----- ORIGINAL MESSAGE -----
From: "Adrian" <w.jar101@gmail.com>
Sent: 9/22/2012 1:56:06 AM
To: webform@psecu.com
Subject: Membership Eligibility Through Association
Hello, I'm currently an associate member of PASEO (Pennsylvania Association of Sewage Enforcement Officers). Up until a few months ago, I was living in Pennsylvania, however I have currently relocated out of state to New York City. I'm wondering whether or not I am still eligible to join PSECU. Thank you for your consideration.
They may also request proof of PA address.
Lately, PSECU has not HP'd for just membership. I was not HP'd nor was a fellow member I walked through the membership process with.
No!
So was the no in response to the OP's question?
If you plan on utilizing PSECU for their credit products, I would say yes. If you are doing it just for the score, $75 is a bit much - a walmart card would do the same thing and not cost anything. But, I joined bc PRPS was an easy way to do it (pa resident), I get the EX score. I plan on app'ing for the Visa and possibly would use them for a car purchase (not new cars bc I typically have qualified for low rates below 1%). But, I might get a another car (pre-owned) in a year or so... so they might have good rates for me to finance it through them.
PSECU is a great CU to join. I'm with them. Now if they would give me the VISA/PSL combo, I would love it.