Reply
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Would you pay $75 bucks to join PSECU?

My application is being "referred". i was told it would be investigated in order it was received. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Would you pay $75 bucks to join PSECU?


Duncanrr wrote:

My application is being "referred". i was told it would be investigated in order it was received. 


Fingers crossed for you, sounds like they're investigating if its legit.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: Would you pay $75 bucks to join PSECU?

I recently got in after talking to multiple PSECU reps over the phone about how to apply.   I have a PA driver's license and they told me to use family address in PA on my app.  They wouldn't have advised this if the loophole mentioned here was valid.  Sorry guys.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: Would you pay $75 bucks to join PSECU?


DaveSignal wrote:

I recently got in after talking to multiple PSECU reps over the phone about how to apply.   I have a PA driver's license and they told me to use family address in PA on my app.  They wouldn't have advised this if the loophole mentioned here was valid.  Sorry guys.


Maybe a mailbox in PA would work as well for those interested?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Would you pay $75 bucks to join PSECU?


MountainHiker wrote:

DaveSignal wrote:

I recently got in after talking to multiple PSECU reps over the phone about how to apply.   I have a PA driver's license and they told me to use family address in PA on my app.  They wouldn't have advised this if the loophole mentioned here was valid.  Sorry guys.


Maybe a mailbox in PA would work as well for those interested?


I dont think a PO box would work, only a physical address.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
0

Re: Would you pay $75 bucks to join PSECU?


Revelate wrote:

TilltedBrim wrote:

Bump... Has anyone been able to get through this loop hole and become a member?  Hoping to keep this tread somewhat alive until someone post their success or not.


Well while I'm sort of hoping this works, my gut feeling is it won't unless you are a resident of the state of PA... or fall under one of their incredibly few exceptions to that fact.

 

I don't know why they changed their policies on that a year or so ago, but I rather doubt it's changed back again; however, I'd be pretty happy to be proved wrong :smileyhappy:.  I'd pay $75 in a heartbeat for a one-time fee for access to my EX mortgage score for the next few years, that's not a decision I even have to think about it makes so much sense for me personally heh.

 

 


I'm guessing of the hundreds of people that signed up for accounts to just get their EX FICO score, most probably deposited minimal amounts in a checking account and pretty much do no business through PSECU, probably costing them money. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Regular Contributor
Posts: 148
Registered: ‎09-26-2011
0

Re: Would you pay $75 bucks to join PSECU?

[ Edited ]

I have confirmed this. I sent an email to them and this is the reply.

 

"Me: I am an associate member of PASEO and would like to know if I am eligible to join your Credit Union. Thank you.

PSECU: Good Morning:  In order to correctly answer your question what does PASEO stand for or what is the full name of the organization?

Me: It stand for Pennsylvania Association of Sewage Enforcement Officers. Thank you.

PSECU: You would need to be a permanent resident and municipal employee in PA."

 

 

edit: This is reply to the earlier post regarding being a member of PASEO to join PSECU. Forgot to quote:smileytongue:

 

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Would you pay $75 bucks to join PSECU?


kwazziee wrote:

I have confirmed this. I sent an email to them and this is the reply.

 

"Me: I am an associate member of PASEO and would like to know if I am eligible to join your Credit Union. Thank you.

PSECU: Good Morning:  In order to correctly answer your question what does PASEO stand for or what is the full name of the organization?

Me: It stand for Pennsylvania Association of Sewage Enforcement Officers. Thank you.

PSECU: You would need to be a permanent resident and municipal employee in PA."

 

 

edit: This is reply to the earlier post regarding being a member of PASEO to join PSECU. Forgot to quote:smileytongue:

 


When did you send this message? Was it after 9/27?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.