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06-30-2009 10:25 AM
Can't believe it! Went from 2500 to 3500!
This was an automatic CLI.....had the account for about 6-7 mos now.
I like this card, as it's only 7.9%
I asked for a CLI a couple mos ago, and Juniper indicated they do automatic increases only....
06-30-2009 11:24 AM
Congrats onthe CLI!!
I've had a 7.99 Juniper since Oct '08 and B&N since December, but no increase on either one yet.
Could you provide a few particulars, ie: monthly usage, balance, overall utilization, scores etc??
06-30-2009 11:25 AM - edited 06-30-2009 11:28 AM
Congrats kreilly! Could you provide more information?
1) Which Juniper CC is it?
2) How was your payment history on this CC. I mean,
a) Do you always PIF? OR
b) Do you simply pay more than the minimum?
3) How often do you make your payments? Once a month ora ew times a month.
4) ETA: Can you describe your AVG monthly usage as well? Do you approah the CL, 10%? 50?80?
Interesting that they said its only auto CLIs for your card. Mines a seamiles. I received a CLI after speaking to a credit analyst on the backdoor number.
06-30-2009 11:28 AM
First few mos kept util under 10% and PIF each month. Last mo sent 30% of Full balance. This month actually charged more than usual. Was up to about 44% of CL.
Not sure on credit score. 680-710 or so, I'd say. Haven't checked real FICOs in a while.
07-01-2009 12:56 PM