Wow sweet story, with 2 unpaid collectios that's awesome. Having the card with a real limit will really help your utilization and be a great stepping stone for getting more solid credit cards when your score creeps up a bit.
Wow they're really helping you out considering your circumstances! That's nice to see, and good job being persistent and not giving up! Clearing up those baddies off your account and remaining responsible with your CC you'll break past the 700 score. Good luck! Enjoy your new CL.
congrats on your CLI, that's a nice bump!!
postings like yours makes my Day...Awesome