Established Contributor
Posts: 1,005
Registered: ‎03-22-2012

Wow! Unsecured CLI to a Cap1 Secured CC!

I just received a surprise e-mail from Cap1. I have a Secured Cap1 with a $1000 CL that was opened in April 2012. They just sent me an e-mail notifying me that they gave me a $300 unsecured CLI!




Maybe they are loosening up their CLI policies?


I was pleasantly surprised!

Starting Score: EQ 658 6/18/12
Current Score: EQ 691 3/28/15 - EX 707 3/8/15 - TU 707 3/8/15
Goal Score: EQ 720+
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New Contributor
Posts: 50
Registered: ‎01-24-2012

Re: Wow! Unsecured CLI to a Cap1 Secured CC!

Grats!  Based on what I've read here, you are in the lucky minority.  You might wanna buy a lotto ticket on the way home.

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Super Contributor
Posts: 6,577
Registered: ‎04-07-2008

Re: Wow! Unsecured CLI to a Cap1 Secured CC!


Frequent Contributor
Posts: 453
Registered: ‎01-03-2012

Re: Wow! Unsecured CLI to a Cap1 Secured CC!

They gave me $100 on a $450 secured card. Was pretty nice.
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013

Current Score: EQ 665 EX 687 TU 695

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Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010

Re: Wow! Unsecured CLI to a Cap1 Secured CC!

One of the reasons I recommend Capital One secured cards.    I don't think they ever give more than 1 CLI.

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