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Wow, amazing Discover has not been posted on my CR

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SnowBowl
Frequent Contributor

Wow, amazing Discover has not been posted on my CR

I am not complaining about it.. but got it approved on 3/21 and I already got 1st statement and its about to cut off in a few days for 2nd statement but as of today I still don't see anything about Discover on my CR, is this normal?  in a way this would let me apply 1 more card if I wanted to Smiley Wink it would have to be EQ pulls my TU is taking a beating ..only 1 INQ on EQ ( belongs to Discover ) TU has 3.

on this date 1-22-24 all 3 bureaus are currently frozen until 1-22-26
VantageScore 3.0 EQ 753
Message 1 of 10
9 REPLIES 9
Captain4Ever
Established Member

Re: Wow, amazing Discover has not been posted on my CR

It takes them 2 statement cycles to report to CR .

Message 2 of 10
namvet
Established Contributor

Re: Wow, amazing Discover has not been posted on my CR

Discover is a little slow to report but you should be reported to the credit agencies by you 2nd statement.

Message 3 of 10
09Lexie
Moderator Emerita

Re: Wow, amazing Discover has not been posted on my CR

Message 4 of 10
kevinjjc
Valued Contributor

Re: Wow, amazing Discover has not been posted on my CR

Yup, Discover is slow to report new accounts and CLI's.

Message 5 of 10
SnowBowl
Frequent Contributor

Re: Wow, amazing Discover has not been posted on my CR

Thanks! make sense. hopefully conversion to IT will have same account numbers.

on this date 1-22-24 all 3 bureaus are currently frozen until 1-22-26
VantageScore 3.0 EQ 753
Message 6 of 10
kevinjjc
Valued Contributor

Re: Wow, amazing Discover has not been posted on my CR


@SnowBowl wrote:

Thanks! make sense. hopefully conversion to IT will have same account numbers.


Yes, same account # and account history. Discover will simply change the rewards program attached to your account. In my experience, it gets converted when your next statement cuts after making the conversion request.

Message 7 of 10
sarkell
Frequent Contributor

Re: Wow, amazing Discover has not been posted on my CR

Not for me it posted after first but everyone is different. About 5 days after. However my first statement period was long 40+ days when I got approved to due date. It seems ymmv
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 8 of 10
LS2982
Mega Contributor

Re: Wow, amazing Discover has not been posted on my CR


@SnowBowl wrote:

I am not complaining about it.. but got it approved on 3/21 and I already got 1st statement and its about to cut off in a few days for 2nd statement but as of today I still don't see anything about Discover on my CR, is this normal?  in a way this would let me apply 1 more card if I wanted to Smiley Wink it would have to be EQ pulls my TU is taking a beating ..only 1 INQ on EQ ( belongs to Discover ) TU has 3.


Discover can take up to 2 statement cycles to report, I wouldn't be very concerned until your your well into your 2nd statement.




EQ FICO 548 3/3/16
Message 9 of 10
armbenderc
Valued Contributor

Re: Wow, amazing Discover has not been posted on my CR


@Captain4Ever wrote:

It takes them 2 statement cycles to report to CR .


True in my case.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 10 of 10
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