Wow.. unexpected CLI from Cap1

[CS800]

I see the softs every months on my EQ by Cap One.

I have two cap ones. One with a $1100 CL and a $39 AF and the second one $500 CL with a $60 AF.

Both cards with a flawless payment history. Util about 1%. I have tried util 1-10% to see where that gets me; nowhere

[Ortz33__]

hey cs800, do you mind if i ask what monitoring service you use to see who is softing you?

thanks

[CS800]

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@Ortz33__ wrote:

hey cs800, do you mind if i ask what monitoring service you use to see who is softing you?

thanks

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experian.com. I'm signed up on their report and score.

[CreditCrusader]

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@CS800 wrote:

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@Ortz33__ wrote:

hey cs800, do you mind if i ask what monitoring service you use to see who is softing you?

thanks

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experian.com. I'm signed up on their report and score.

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How close to accurate have you found their scores?

[CS800]

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@CreditCrusader wrote:

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@CS800 wrote:

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@Ortz33__ wrote:

hey cs800, do you mind if i ask what monitoring service you use to see who is softing you?

thanks

---

experian.com. I'm signed up on their report and score.

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How close to accurate have you found their scores?

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Between my actual EX FICO and the EX Plus, the EX plus is 8 points higher than FICO.

[Anonymous]

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@CS800 wrote:

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@CreditCrusader wrote:

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@CS800 wrote:

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@Ortz33__ wrote:

hey cs800, do you mind if i ask what monitoring service you use to see who is softing you?

thanks

---

experian.com. I'm signed up on their report and score.

---

How close to accurate have you found their scores?

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Between my actual EX FICO and the EX Plus, the EX plus is 8 points higher than FICO.

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My EX Plus is 761 and my EX FICO is 786, 25 point difference.

[CS800]

I refresh my EX report everyday and there is a big mistake on mine. It says my most recent late was 0.1 years ago (about 1 month ago) which is totally wrong.

Called them and they wer esuppose to be investigating. One more thing to add to my beef with EX.

[CreditCrusader]

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@CS800 wrote:

I refresh my EX report everyday and there is a big mistake on mine. It says my most recent late was 0.1 years ago (about 1 month ago) which is totally wrong.

Called them and they wer esuppose to be investigating. One more thing to add to my beef with EX.

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It is a crime that consumers can't get their FICO EX scores. I really wonder why SOME lawmaker doesn't snatch up that opportunity to serve the public good and make an issue out of it...because quite frankly, that person would become a hero in the credit-caring world literally overnight.

[CS800]

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@CreditCrusader wrote:

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@CS800 wrote:

I refresh my EX report everyday and there is a big mistake on mine. It says my most recent late was 0.1 years ago (about 1 month ago) which is totally wrong.

Called them and they wer esuppose to be investigating. One more thing to add to my beef with EX.

---

It is a crime that consumers can't get their FICO EX scores. I really wonder why SOME lawmaker doesn't snatch up that opportunity to serve the public good and make an issue out of it...because quite frankly, that person would become a hero in the credit-caring world literally overnight.

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Many on here have voiced the same opinon, but ti would take a lot to get EX to sell their FICO again. The law is not on the consumers side on this one. But EX has just started this big consumer education plan; but they cant even fix whats wrong on my report right now