Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Wrapping up my App Spree, do I have a good combination of cards?


BlueHusky wrote:

Does a 19 yr old college student need a CSP? It's mainly a card for travelers...do you travel enough to justify the annual fee?

 

Everything you have is great, similar to my cards.


As long as the 19 year old is responsible with a ok income it's fine, he could also be saving up for things like graduation etc. Not all 19 year old college students are broke, when I was 19 I had 3 cars all paid for in cash by my own money. It all depends on the person.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Contributor
Posts: 193
Registered: ‎04-01-2012
0

Re: Wrapping up my App Spree, do I have a good combination of cards?

I'm not saying anything about his income at all - I simply mean that as a full-time student with two jobs (as he stated), it doesn't seem like he has a lot of time for travel, which is CSP's main benefit. I'm simply asking if it fits his lifestyle considering it does have a fee.




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


Take the FICO Fitness Challenge
Contributor
Posts: 92
Registered: ‎07-15-2012
0

Re: Wrapping up my App Spree, do I have a good combination of cards?

Well, if he eats at restaurants ( even fast food) the csp is good too. Lol also, who doesn't love a metal card?

Chase Freedom 3000
Chase Sapphire Preferred 5000
American Express Blue Cash Preferred 6300
Bank of America Travel Rewards 5000
Bank of America Cash Rewards 3000
Discover IT 4000
Best Buy 4000
TU 733 EQ 743 EX 722
Highlighted
Contributor
Posts: 92
Registered: ‎07-15-2012
0

Re: Wrapping up my App Spree, do I have a good combination of cards?

Btw congrats. I'm 20 years old and some still question how I was able to lease 2 cars and have the cards I have AND be a full time college student. 

 

Chase Freedom 3000
Chase Sapphire Preferred 5000
American Express Blue Cash Preferred 6300
Bank of America Travel Rewards 5000
Bank of America Cash Rewards 3000
Discover IT 4000
Best Buy 4000
TU 733 EQ 743 EX 722
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.