Posts: 133
Registered: ‎04-07-2008

Re: X-post: Working my way out of sub-prime cards

Thanks!  I fired First Premier today!  My AF was $48 with them, so I wasn't paying $179 - that's a scary AF!  I will try giving merrick a call to see what can be done about that late from 7 months ago.  Love the boot graphic!

7/11/08: EQ: 635, TU: 658, EX: 607
10/10: TU 634, EQ 626, Ex 626
9/14/2012: TU 622, EQ 660
10/16/2012: TU 731, EQ 706 - finally on my way!
Established Contributor
Posts: 584
Registered: ‎07-20-2008

Re: X-post: Working my way out of sub-prime cards

jamesdwi wrote:

I would suggest you garden untill your lates are a year old and your UTL is less than 9%, then apply for something prime hopefully your score is over 650 by then. 

Question for you regarding this ^ - I have 3 lates on an auto loan in the last year and my util is approx 49-52%, but my score in the next couple weeks should top 650, does this mean I could app for a prime card for a bal transfer I'd love to do??

Filing Chap 7 as of 2/2015
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