i cant believe the progress ive made since 1/28/08 on my credit scores--just by paying my bills on time. today i am going to pay off my LB card and pay down my Cap1 so i should see more improvement by next month. so excited!!!!!
1/28 4/23 5/5 today
Experian 485 493 521
Eq 487 477 492
TU 539 565 557 (applied for BOA99/500,and first premie...got both)
i have to have a middle score of 580 to get our mortgage. slowly getting there. big jump from just april to march!! i feel so much better. im hoping that next month by paying off LB, paying down CapOne to a lower Util and having crown jewelers, BOA and first premie report ill be even further on my way!!!!!!
Nice progress! You should have checked out Orchard instead of First Premier. Your lucky you got offered the 99/500, i wonder what they are looking for before offering that? Im guessing 3-6mo. on time payments? Ill have to wait a few months if thats the case.