03-31-2011 05:43 AM - edited 03-31-2011 05:45 AM
I have to admit I was slightly tipsy last night when I decided to app! I was originally planning on waiting until a number of inquiries dropped off this summer. My Fico is in the low 600s currently and shortly after apping I was already regretting it....but!
This morning I checked the application status and it is APPROVED.
I know most people have said that it will show up in the accounts listing pretty quick - how long does that usually take? I don't even mind if I get a super low-limit...I'm glad to have my foot in the door. It was for the CashRewards Visa, by the way. I've been using them as my primary checking with DD for about 6 months.
03-31-2011 08:14 AM
03-31-2011 08:41 AM
yep it shows you everything . link to the card will show up right below your checking and savings accounts and when i click it .. i see this
|Total Outstanding Authorizations:||$0.00|
|Minimum Payment Due:||$0.00|
|Next Due Date:||N/A|
|Last Statement Balance:||$0.00|
|Last Statement Date:||N/A|
|Last Payment Amount:||$0.00|
|Last Payment Date:||N/A|
|YTD Interest Paid:||$0.00|
|Annual Percentage Rate:||14.65%|
03-31-2011 10:19 AM - edited 03-31-2011 10:26 AM
03-31-2011 01:12 PM
I wouldn't say I was approved instantly but I only applied late last night and I checked early this morning (7AM CST) and it was already in approved status. I put a note in with the application saying that I have been working on repairing my credit and would be willing to accept a low-limit if it allowed me the oppurtunity to build a relationship with NFCU. I haven't had any late/derog in about 5 years so hopefully that helps.