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Established Contributor
Brusilov
Posts: 605
Registered: ‎01-04-2009
0

YES! NFCU Approved!

[ Edited ]

I have to admit I was slightly tipsy last night when I decided to app!  I was originally planning on waiting until a number of inquiries dropped off this summer.  My Fico is in the low 600s currently and shortly after apping I was already regretting it....but!

 

This morning I checked the application status and it is APPROVED.  :smileyvery-happy:

 

I know most people have said that it will show up in the accounts listing pretty quick - how long does that usually take?  I don't even mind if I get a super low-limit...I'm glad to have my foot in the door.  It was for the CashRewards Visa, by the way.  I've been using them as my primary checking with DD for about 6 months.

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Frequent Contributor
Woolfman
Posts: 498
Registered: ‎01-29-2009
0

Re: YES! NFCU Approved!

took 3 days for me.


Starting Score: 680
Current Score: 761 From 12/11/2013
Goal Score: 800


Established Contributor
Brusilov
Posts: 605
Registered: ‎01-04-2009
0

Re: YES! NFCU Approved!

Thanks!  Congrats on your approval as well.  :smileyhappy:  Does it show APR and all that good stuff when it comes up, or do you need to wait for the mailing to see that?

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
New Contributor
MYBEST
Posts: 72
Registered: ‎08-18-2010
0

Re: YES! NFCU Approved!

Congrats!!!:smileyhappy:

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Frequent Contributor
Woolfman
Posts: 498
Registered: ‎01-29-2009
0

Re: YES! NFCU Approved!

yep it shows you everything . link to the card will show up right below your checking and savings accounts and when i click it .. i see this

 

Balance:$0.00
Credit Limit:$20,000.00
Available Credit:$20,000.00
Total Outstanding Authorizations:$0.00
Minimum Payment Due:$0.00
Next Due Date:N/A
  
Last Statement Balance:$0.00
Last Statement Date:N/A
Last Payment Amount:$0.00
Last Payment Date:N/A
YTD Interest Paid:$0.00
Annual Percentage Rate:14.65%
Rewards Available:$0.00

Starting Score: 680
Current Score: 761 From 12/11/2013
Goal Score: 800


Established Contributor
Brusilov
Posts: 605
Registered: ‎01-04-2009
0

Re: YES! NFCU Approved!

Woolfman - thanks!  Very cool - I'm anxious to see what limit they gave me.  :smileyhappy:  This might be the first "real" card I've had in quite a while!  

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Valued Member
Sdvivian
Posts: 38
Registered: ‎09-22-2010
0

Re: YES! NFCU Approved!

Congrats!

 

I love my NFCU card!

 

My limit is pretty low but im hoping they will grow with me.

EQ:smileyfrustrated:tart: 656 (09-22-10)
Current: 705

TU:Current: 715
Target: 760
Valued Member
mtva24
Posts: 34
Registered: ‎02-16-2010
0

Re: YES! NFCU Approved!

[ Edited ]
I just applied and was approved for $5,000 @ prime + 13.24%. Whoop Whoop. I have a 614 credit score. I was approved online instantly, I have had a checking account with them since I was 8 (25 now), so I guess they got my info since I logged in from my checking account.
As of 2/13/2012: Experian - 633; Equifax - 616; Transunion - 644 FAKOs
First Premier Gold - $350; First Premier Platinum - $400
Orchad Bank - $200 (Secured)
Crap One - $500
Navy FCU - $5,000
Wells Fargo Mortgage (w. Wife $150,000 bal) & Auto ($12,000 bal)

Credit Keeper FAKOs
Experian - 633
Equifax - 616
Transunion - 644

Using 81% of my limits (Thanks NavyFCU!)
Established Contributor
Brusilov
Posts: 605
Registered: ‎01-04-2009
0

Re: YES! NFCU Approved!

I wouldn't say I was approved instantly but I only applied late last night and I checked early this morning (7AM CST) and it was already in approved status.  I put a note in with the application saying that I have been working on repairing my credit and would be willing to accept a low-limit if it allowed me the oppurtunity to build a relationship with NFCU.  I haven't had any late/derog in about 5 years so hopefully that helps.  

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Established Contributor
Brusilov
Posts: 605
Registered: ‎01-04-2009
0

Re: YES! NFCU Approved!

Just called in and here's what I got!!!

 

$5,000 Credit Limit

 

13.4% APR

 

Can't wait to get the card.  :smileysurprised:

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013

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