Credit Cards

[ryanbush]

Does Citi charge at BT fee on this card?

[chnceit]

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youngandcreditwrthy wrote:
Weird.. Citi took forever to approve me!!!!

My card got here in less than a business week though!!! Just in time for my trip to see the person Im dating! Lol although, I'll prob just use this as a bt card since I have a plethora of rewards cards!
18 mos, no interest! My limit is $5000 and apr is 21.99% after. They even sent me blank checks!!

I just have to thank this forum once more!!!

Without yall, I wouldn't have any of my prime cards, including Amex BCE, Chase Freedom, Citi Dia Pref, Discover Motiva and many more!!

Not to mention my moderately stellar limits!!

I am firmly in the garden, and I have inquiries aging off as we speak and have paid almost $5000 of my cc debt!!
My TU 08 FICO is 690 and EQ FICO is 684; these were MUCH higher (720-740 range) before my last few months of app'ing and adding inqs.

Thanks again everyone :-)

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Congrats! Firmly in the garden eh!!! LOL I hope so Young!

[09Lexie]

Congrats!

[tennisfan78]

Congrats!!!

[youngandcreditwrthy]

Lol thanks everyone! My scores have dropped due to the few accounts I've opened recently! They should rebound soon! I have no baddies on my reports, except TU. meh... Most of my cards I've had for a while lol so that is how I've gotten these limits!

By garden, I mean... No hps or new accts... But harrassing GE for sp CLIs is still okay or any other sp cli is perfectly okay :-)

And I rarely get pre-approvals or any type of credit solicitations in the mail even though I opted back in like six months ago... So in a way, I guess I solicited Citi haha :-)

[youngandcreditwrthy]

Oh and there is a 3% bt fee!

[tennisfan78]

I am surprised that you dont get more offers by mail!