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Valued Contributor
youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Weird.. Citi took forever to approve me!!!!

My card got here in less than a business week though!!! Just in time for my trip to see the person Im dating! Lol although, I'll prob just use this as a bt card since I have a plethora of rewards cards!
18 mos, no interest! My limit is $5000 and apr is 21.99% after. They even sent me blank checks!!

I just have to thank this forum once more!!!

Without yall, I wouldn't have any of my prime cards, including Amex BCE, Chase Freedom, Citi Dia Pref, Discover Motiva and many more!!

Not to mention my moderately stellar limits!!

I am firmly in the garden, and I have inquiries aging off as we speak and have paid almost $5000 of my cc debt!!
My TU 08 FICO is 690 and EQ FICO is 684; these were MUCH higher (720-740 range) before my last few months of app'ing and adding inqs.

Thanks again everyone :-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Contributor
randeman
Posts: 83
Registered: ‎12-13-2012

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Well done!  Congratulations.

Experian Score: 675--Citibank--3 January 2013
Equifax Score 674--MyFICO--15 January 2013
TransUnion Score 656--Discover--25 February 2013

Cards and Credit Lines: Escape by Discover, HSBC Platinum Master Card, Barclay Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, and Macy's.
Closed: Dell Financial Services credit line. SOBs cut my credit limit, so I cut the cord. S****w 'em!
Contributor
randeman
Posts: 83
Registered: ‎12-13-2012

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

By the way, your list and limits are pretty impressive for your credit scores!

Experian Score: 675--Citibank--3 January 2013
Equifax Score 674--MyFICO--15 January 2013
TransUnion Score 656--Discover--25 February 2013

Cards and Credit Lines: Escape by Discover, HSBC Platinum Master Card, Barclay Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, and Macy's.
Closed: Dell Financial Services credit line. SOBs cut my credit limit, so I cut the cord. S****w 'em!
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Congrats!!
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Regular Contributor
bernhardtra
Posts: 362
Registered: ‎10-15-2011

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Did they solicit you or did you app for it?  If they solicited you did it say pre-selected, pre-approved, or pre-qualified?  Just curious because the sent me a pre-selected solicitation and I as a bit tempted to try, but it did not appear to have any rewards, it just seemed to have a prestige aspect of it because of the name.  oooh Diamond, but no rewards?  It did not appear so much of a desire for me to get it.  I only want rewards cards now.  You do have a lot of credit and your scores are lower than mine.  :smileysad:  Oh wait I did have baddies on there last year, so I guess I shouldn't really complain too much.  I also did not work it as well as I could have.


Staying in the Garden, doin my research for the next best thing.
Barclay $1500, Marathon Visa $2500, Capital One $3500, Household $500, Marathon $900, Bealls FL $950, Belk $800, Walmart $1700, Discover $1000, Compass Bank $8000, PayPal Rewards MC $3,000, Chase $500 FICO scores (Walmart) 698 (Merrick) 712 CK Transrisk 689 Vantage 801 Credit Expert Plus Score 690
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Awesome!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Contributor
LesWH
Posts: 601
Registered: ‎10-11-2012

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

I knew you could do it!!  Congrats to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Moderator
tinuviel
Posts: 3,900
Registered: ‎11-02-2010

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

That's a really nice card for BT or spreading out payments on large purchases. Enjoy your new card, and congrats!!!



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Valued Member
dtjones052209
Posts: 29
Registered: ‎01-28-2013

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Congrats!



Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Yay!!!! Rec'd Citi Diamond Preferred!!! Thanks everyone!!

Nice going, enjoy! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

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