No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I actually got a CLI from Discover for $1500. I though no one was doing auto CLIs anymore. Just thought I'd share the good news. Plus my DH just got a USAA American Express for $3000 at 10.9%. Not bad considering all he's had is a Plains card at $300 limit with a 23.99% IR. It's a great day in our credit world today.
Congrats! I hope to get my 4th CLI from Discover next month.
Is there a schedule that Discover follows for CLIs?
They informed me upon opening the account in July 2009 that they will review my account for CLIs every 3 months. Discover kept its word,
Are these auto increases that discover is doing, or do you have to start it? Just one day you check and its higher, or do you call?
What's your util on the card at the time of the CLI??
They're auto increases. I get them around the 7th of the month. My utilization is always zero. I PIF monthly.
Mine was an auto increase. My utilization was actually at 27% when I got the increase.