Posts: 163
Registered: ‎08-14-2008

Yeehaw! "Pre-approval"

Okay, so two months ago I used the Orchard Bank website's preapproval thing and they said I qualified for a secured visa.

I just did it tonight to see if anything had changed and they showed a gold mastercard.

Nasty $79 annual fee + $19 activation = me no takey, thanks though OB!

Just wanted to share my good news. Hopefully I will hear back from B of A secured soon. I am terrified that it will not go through. But all I can do is hope.
Epic Contributor
Posts: 24,084
Registered: ‎10-23-2007

Re: Yeehaw! "Pre-approval"

$79 is not bad in way of a rebuilder card compared to first premier, cortrust and such.
may not be a bad option in addition to BofA to have more than 1 account.
Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.