Posts: 161
Registered: ‎08-14-2008

Yeehaw! "Pre-approval"

Okay, so two months ago I used the Orchard Bank website's preapproval thing and they said I qualified for a secured visa.

I just did it tonight to see if anything had changed and they showed a gold mastercard.

Nasty $79 annual fee + $19 activation = me no takey, thanks though OB!

Just wanted to share my good news. Hopefully I will hear back from B of A secured soon. I am terrified that it will not go through. But all I can do is hope.
Age: 24 | AAoA: 2.0 Years | TU Fico: 626 (April 2013) | EX Fako: 608 | EQ Fico: 601 (April 2013)
Seedling Garden Club Member - Last App: April 16, 2013 - Next App: November 2013
Discover More: $500 | Target RedCard: $200 | CareCredit: $1800 | Apple Barclaycard: $1700 | Amazon: $600
Epic Contributor
Posts: 22,066
Registered: ‎10-23-2007

Re: Yeehaw! "Pre-approval"

$79 is not bad in way of a rebuilder card compared to first premier, cortrust and such.
may not be a bad option in addition to BofA to have more than 1 account.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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