Okay, so two months ago I used the Orchard Bank website's preapproval thing and they said I qualified for a secured visa.
I just did it tonight to see if anything had changed and they showed a gold mastercard.
Nasty $79 annual fee + $19 activation = me no takey, thanks though OB!
Just wanted to share my good news. Hopefully I will hear back from B of A secured soon. I am terrified that it will not go through. But all I can do is hope.