Reply
Contributor
Candice
Posts: 161
Registered: ‎08-14-2008
0

Yeehaw! "Pre-approval"

Okay, so two months ago I used the Orchard Bank website's preapproval thing and they said I qualified for a secured visa.

I just did it tonight to see if anything had changed and they showed a gold mastercard.

Nasty $79 annual fee + $19 activation = me no takey, thanks though OB!

Just wanted to share my good news. Hopefully I will hear back from B of A secured soon. I am terrified that it will not go through. But all I can do is hope.
Age: 24 | AAoA: 2.0 Years | TU Fico: 626 (April 2013) | EX Fako: 608 | EQ Fico: 601 (April 2013)
Seedling Garden Club Member - Last App: April 16, 2013 - Next App: November 2013
Discover More: $500 | Target RedCard: $200 | CareCredit: $1800 | Apple Barclaycard: $1700 | Amazon: $600
Epic Contributor
Creditaddict
Posts: 22,088
Registered: ‎10-23-2007
0

Re: Yeehaw! "Pre-approval"

$79 is not bad in way of a rebuilder card compared to first premier, cortrust and such.
may not be a bad option in addition to BofA to have more than 1 account.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}