Frequent Contributor
Posts: 390
Registered: ‎11-06-2008

Yes, Virginia, Util really DOES matter!

EQ score raised 20 points since December.


Checked TU today-- over 30 points gained! No baddies fell off, just lowered util and PIF for the last few months.


THANK you to everyone on this board.  You have been my inspiration and have realy impacted my score!  The TU thing is a BIG deal..I never figured it would budge that much!!!!



WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

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