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Yes, you too can join PSECU and find out your EX FICO score! --well, maybe

New Member

Re: Yes, you too can join PSECU and find out your EX FICO score!

Hello to all, so i take it by applying for this credit union, not only do you get ex score, but also a credit union member...i need to get a car soon and having a credit union i heard is a great start??

Message 291 of 731
Regular Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

I skimmed through like the last 15 pages of this topic and didn't really see anything so I figured I'd ask...

 

If I join PSECU through the parks things, and then wanted to open a checking account, would they be likely to ask for all the information they are from everyone else?

 

My main concern is over paystubs since I'm currently not working (finishing up my Bachelor's Degree - 1 more year to go) and obviously can't provide any recent ones if they do ask.

 

I would think a checking account would be different from trying to get a credit line but you never know.

 

Would like, if possible, to get a checking account now from PSECU and by the time I graduate and start working the hard inquiries wouldn't affect me anymore for when I try for a PenFed cashback card.

Walmart Discover TU08 FICO 12/07/15: 767 PSECU EX V2 FICO 12/05/15: 735
AMEX EX08 FICO 12/19/15: 778 PenFed EQ NG2 FICO 12/01/15: 717
Message 292 of 731
Senior Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

iDshaDoW.....I have only signed up for the basic checking & savings & they asked for no check stubs....

 

Hope that answers your question.

 

Mo



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 293 of 731
Regular Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

Thanks so much BungalowMo. Smiley Tongue

 

Just what I was hoping to hear.

Walmart Discover TU08 FICO 12/07/15: 767 PSECU EX V2 FICO 12/05/15: 735
AMEX EX08 FICO 12/19/15: 778 PenFed EQ NG2 FICO 12/01/15: 717
Message 294 of 731
New Member

Re: Yes, you too can join PSECU and find out your EX FICO score!

Hello to all, so i take it by applying for this credit union, not only do you get ex score, but also a credit union member...i need to get a car soon and having a credit union i heard is a great start??

Message 295 of 731
Valued Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

Bummer. I got my share and checking set up but I missed the cutoff for March's EX score. Guess I'll have to wait until next month Smiley Sad Do they pre-approve for anything?

Message 296 of 731
Valued Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

Message 297 of 731
Regular Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

Dang, guess I missed the cut off too.

 

Spoke to application processing office to make sure they received my fax and the person said they'd get it completed today.

 

Turnaround time for applying, submitting, and completion will probably be like 1 week or so (not including time taken to receive my welcome package).  I'm close enough to PA though that their letter requesting my social security card copy took like 2 days to arrive.

Walmart Discover TU08 FICO 12/07/15: 767 PSECU EX V2 FICO 12/05/15: 735
AMEX EX08 FICO 12/19/15: 778 PenFed EQ NG2 FICO 12/01/15: 717
Message 298 of 731
Senior Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

Ok....so I finally got the time to sit down & acess my account...it's LOCKED!  And of course, now it's 6 pm & they're closed.

 

To anyone who might know...

 

Is my member # the same as my acct # they sent in the mail???

 

I have no clue how I can be locked out of an account that I'd never even had access to before.  Smiley Sad



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 299 of 731
Highlighted
Established Member

Re: Yes, you too can join PSECU and find out your EX FICO score!

My account was locked today when I tried to access it as well.  The last time I used logged in was the day I got my letter in the mail.  So I'm not really sure how you get locked out.

My Member # was the same as my Account # in the letter.

 

Just so you know when I called them it took no time at all before my account was unlocked and I was logged in.


Starting Score: TU: 655 EQ: 701 (12/2010)
Current Score:TU: 673 EQ: 701 EX: 675 (2/2011)
Goal Score: TU: 720 EQ: 750 EX:720


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Message 300 of 731