You've earned the 20k. Nice limit...congrats!
@score_building wrote:I do not enjoy rude csr either and don't expect you or anyone else should.
Thankfully we'll never be customers of PSECU but instead members for life, hope this experience isn't predictive of future interactions and a higher level of service that is reasonable to expect from a co-member is received going forward.
I just feel that customer service is just that...a service to the customer. Maybe she knows that many of us are joining to get our EX FICO's & feels like she can be cranky if she wants to because we want those scores.
Either way, rudeness is inexcusable.
yea, i joined and apped back when the news first came out about PSECU opening membership, it's unfortunate that the party looks like its ending soon...sorry to those who didn't make it 
Going against what I knew would happen, I thought I would apply for 5K CL on the Combo last night. I know I said before that I was stopping after my Discover approval last week but the bug got the best of me. I also wanted to give it a shot so that all of my inquiries would be 10+ months old before working toward a home loan later this year.
Today I got the message that I would receive a phone call or letter with my decision so I assumed it was denied. I called in and confirmed it, the guy on the phone said it was denied due to too many new accounts and inquires as others on here have said. My EX report shows only 4 accounts currently as my Discover and VS cards have not reported yet, inquiries in the last 12 months was 7, 2 of those were from PSECU just while they were setting up my account 
. He said that I should call back in 6 months and try again but I don't know if that's just a generic time frame they throw out for people that are denied for my reasons as others on the boards have been told the same.
I'm still boggled as to how I was approved for Discover last week when they pulled EQ and they show even more inquires and just as many new accounts. Guess it gave me a false sense of hope that PSECU would surely like me if they did. Although I am a bit upset that I wasn't approved, I am glad that the only reasons they give for denial are the above mentioned and not a laundry list of baddies as I used to get when applying for credit a couple of years ago.
**** EDIT ****
Wish I had waited until today to apply instead of late last night, otherwise I would have seen this rush of updated info that people are being denied more often now that it appears PSECU has tightened their standards. I most likely wouldn't have tried it!
Starting Score: TU 652- EQ 658 - EX 668
I got my box of checks early last week. Just yesterday, in two separate mailings, I got a letter saying they never received my signed app & in the other I got another app to sign!
This is nuts. Sigh