Yes, you too can join PSECU and find out your EX FICO score! --well, maybe

[Anonymous]

Does anyone know how a joint checking account would work with getting your EX scores? I didn't see anything about joint accounts on the website.

[haulingthescoreup]

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@Anonymous wrote:

I just got the welcome packet and I can't find my account number written down anywhere!!!!!!!!!! Do I really have to wait till I get checks to know my account number?? I want to sign in so bad 

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I'm sort of cheered to see how many other people didn't write down their number, either.

You're not talking about the packet that has your info on the back, and you have to confirm it, right? The one I finally got is the one that actually says welcome to PSECU.

My member number is in the third paragraph, the one that begins in bold: You will always need your account number and accunt Personal Identification Number (PIN) whenever you contact PSECU... My number was on the third line of this paragraph.

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@laz98 wrote:

i tried to sign in, & it says my account is locked!  now i have to call   not happy so far!

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I'll bet a lot of people got their packets today, and we're all crashing the site. Not unusual when a CU (or bank) gets hot.

eta: w00t, I'm in! Now I have to figure how to move my car payment over to PSECU...

[laz98]

HTSU:  sorry, i didn't mean today.  well, i did try again today, but this has been since the first time i tried to log in, like a week or so ago.

[haulingthescoreup]

Good luck; I hope they untangle things for you quickly.

* * * * * * * * * * * * * * * * * * * *

I'm not really sure where the bit about waiting until January came from, because it says I should get a score with my next statement, so I'm assuming sometime in December. If I have to wait until January, though, that's no big deal.

I noticed when I went through the gimme-my-FICO-score process that they said that they don't charge for them now, but they might in the future. I have to say that the $6 to join PSECU is the least that I've ever paid for any FICO score, ever. I'm hoping that making regular deposits into checking and having my car loan run through PSECU will be enough activity to avoid being charged, but it's not the end of the world if I have to pay one day. The program isn't free for PSECU, so I don't know if they can keep this up forever, especially with everyone who just joined through Rec and Parks.

[Anonymous]

Update - I re-read the welcome letter and it infact had my member number. I have logged into the online access, opted in to get my fico for next month, and easily added accounts to my phone banking application within seconds. Wow that was simple and easy. VERY happy to finally be innnn completely. Getting my experian fico score next month is going to make christmas all that much better :-)

[plasticman]

Hi Hauling,

Thank you for the thread and the excellent post with respect to how to join PSECU through PRPS.

I successfully joined today just as you outlined in your post.

BTW...I trust all is well with your new employer.

[haulingthescoreup]

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@plasticman wrote:

Hi Hauling,

Thank you for the thread and the excellent post with respect to how to join PSECU through PRPS.

I successfully joined today just as you outlined in your post.

BTW...I trust all is well with your new employer.

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Thanks, so do I, if I could just figure out which one it is!    (The joys of working multiple jobs from home.)

[clocktick]

Joined today.  Thank you HTSU.  I mistakenly only signed up for the savings so I have to add the checking account ASAP.  I must be slow because this was a pain for me.  The parks and rec site had an expired certificate and my laptop security alert kept going off.  Then I didn't realize you had to find the membership and add it to the cart.  I paid with Paypal yet the parks site wanted me to manually add my credit card to their site as well.  The PSECU site seems good and I can't wait to mail out my signature to receive my application packet!

Side note,  I noticed this in their agreement:  "If there is no financial activity for a year or more, your account will be considered dormant and PSECU may assess a fee. PSECU defines an account as the combination of all shares, services and loans, including VISA..."

^^

Just an FYI if you plan on keeping it over a year.

[Anonymous]

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@clocktick wrote:

Joined today.  Thank you HTSU.  I mistakenly only signed up for the savings so I have to add the checking account ASAP.  I must be slow because this was a pain for me.  The parks and rec site had an expired certificate and my laptop security alert kept going off.  Then I didn't realize you had to find the membership and add it to the cart.  I paid with Paypal yet the parks site wanted me to manually add my credit card to their site as well.  The PSECU site seems good and I can't wait to mail out my signature to receive my application packet!

Side note,  I noticed this in their agreement:  "If there is no financial activity for a year or more, your account will be considered dormant and PSECU may assess a fee. PSECU defines an account as the combination of all shares, services and loans, including VISA..."

^^

Just an FYI if you plan on keeping it over a year.

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Hey just helping you out here. Go to psecu.com and at the top you will see a link for "applications and forms". You can print out a checking and check card application to send in with your savings. Just make sure to type up a letter stating how you forgot to add it in oringinal application and hope its not to late to add them to your application. 

Also add in a copy of DL and SS card.

If its a really heavy, make sure to add an extra stamp.

:-) BTW thats what I did and they instructed me to do what I just instructed you to do. 

[clocktick]

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@Anonymous wrote:

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@clocktick wrote:

Joined today.  Thank you HTSU.  I mistakenly only signed up for the savings so I have to add the checking account ASAP.  I must be slow because this was a pain for me.  The parks and rec site had an expired certificate and my laptop security alert kept going off.  Then I didn't realize you had to find the membership and add it to the cart.  I paid with Paypal yet the parks site wanted me to manually add my credit card to their site as well.  The PSECU site seems good and I can't wait to mail out my signature to receive my application packet!

Side note,  I noticed this in their agreement:  "If there is no financial activity for a year or more, your account will be considered dormant and PSECU may assess a fee. PSECU defines an account as the combination of all shares, services and loans, including VISA..."

^^

Just an FYI if you plan on keeping it over a year.

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Hey just helping you out here. Go to psecu.com and at the top you will see a link for "applications and forms". You can print out a checking and check card application to send in with your savings. Just make sure to type up a letter stating how you forgot to add it in oringinal application and hope its not to late to add them to your application. 

Also add in a copy of DL and SS card.

If its a really heavy, make sure to add an extra stamp.

:-) BTW thats what I did and they instructed me to do what I just instructed you to do. 

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Nice, thank you!!  I wonder if we're the only 2 that did that...