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Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

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steffiejoe
Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Thanks for the fast reply!

I wonder if I should make a larger deposit into my share account.

My credit is excellent . This is my first credit inquiry made in several years. I have not applied for any credit since 2007.

Your credit score
849
Source: Equifax Date: April 29, 2015
Message 11 of 20
aftermath
Established Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

 


@steffiejoe wrote:

Thanks for the fast reply!

I wonder if I should make a larger deposit into my share account.

My credit is excellent . This is my first credit inquiry made in several years. I have not applied for any credit since 2007.


No deposit necessary.

 

First purchase your EQ score here on myfico.com

 

Make sure your score is in the 700's.

 

Then apply!

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 12 of 20
Chitown2newyk
Valued Member

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Congratulations! That's an awesome limit! I plan on applying in August, hope I'm just as lucky!!! Way 2 go!
Credit score - 721 TU (lender pulled 5/21/13), EQ - 736 (MyFico pulled on 7/03/13), EX - 721 (MyFico pulled on 9/07/13) Goal - 780 *Garden* until May 2014 when 5 baddies age to 4.5 yrs. Then prime card app spree!

Cards wanted: Amex gold, CSP, and BCP


Message 13 of 20
09Lexie
Moderator Emerita

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Message 14 of 20
GatorGuy
Valued Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed


@09Lexie wrote:
*******OLD THREAD ALERT*******

 

ZOMBIE THREAD!!!

Message 15 of 20
RushXTC
Established Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed


@creditchief wrote:

Pen Fed instant approval 17,500 for promise card!!


 

Congratz! I just sent in my application for membership, Had to join Voices for American troops, But I don't mind supporting those type of things Smiley Happy

 

Hopefully I can get approved for the promise card, I saw the balance transfer interest rate.. If I can get approved for at least $5,000 I'll probably do the max balance transfer and pay everything off, To keep a single payment AND low interest Smiley Surprised!

 

Hopefully it works out... Either way, I want my car loan through them so I woulda had to done it at one point.

Message 16 of 20
CashOnDelivery
Established Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed


@GatorGuy wrote:

@09Lexie wrote:
*******OLD THREAD ALERT*******

 

ZOMBIE THREAD!!!


They didn't get the memo....Smiley Frustrated


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Message 17 of 20
takeshi74
Senior Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

It's still a valid topic and people are contributing to it.  Mentioning the age of the thread, on the other hand, adds no value to the thread.  If you want an old thread to die off then bumping it with posts is not the way to do it.

 

I was personally planing to wait until early-mid 2014 to apply with PenFed.  I had just opened 3 other new card accounts in March and a fouth in June.  Figured I'd give it a shot anyway and if I was declined it would be no big loss since I was planning on next year as it was.  Instantly approved for $30K.  I have old mortgage accounts but no current mortgages.  Current mortgage is only under my wife's name as she bought the house nearly a decade before we married.  I have one recently paid off car note and another active car note that is about a year old.  Not sure what my FICO actually is.  FWIW, CK is 762 and CS is 815.  Income slightly above the bottom of the 6 figure mark.

Message 18 of 20
zerobacan
Established Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

The Zombie got me!!! I read the whole thing hehehe

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 19 of 20
tinuviel
Moderator Emeritus

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed


@09Lexie wrote:
*******OLD THREAD ALERT*******

Yep, time to put this one to bed.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 20 of 20
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