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Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Regular Contributor

Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Pen Fed instant approval 17,500 for promise card!!


Starting Score: 550-tu 550-eq
Current Score: 745-tu 777-eq (ex-736 lo)
Goal Score: 800-tu 800-eq


Take the FICO Fitness Challenge
Message 1 of 20
19 REPLIES
New Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Congrats!!!!! If you don't mind me asking, what was your income (range is perfectly fine) for such a large initial CL?
Message 2 of 20
Regular Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Congrats!

 

Way to go and nice line!

 

Ray

Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Message 3 of 20
Regular Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Thanks Ray, If Pen Fed is good to me I will not need any other cards for a while and no apps will be made until I buy a car a couple of yrs from now. Hey they almost gave enough on the card for a car!!


Starting Score: 550-tu 550-eq
Current Score: 745-tu 777-eq (ex-736 lo)
Goal Score: 800-tu 800-eq


Take the FICO Fitness Challenge
Message 4 of 20
Established Member

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

congrats, thats an amazing initial limitSmiley Wink

Message 5 of 20
Frequent Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

congrats! one of these days I hope to have a CL that big

Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Message 6 of 20
Established Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

YEs very amazing

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 7 of 20
Regular Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Congrats on the new card!!  Pen Fed is awesome.  I started with a $5,000 limit with them in July of 2009.  They called one year later and asked me to increase my limit to $20K  (thank you very much) and I just recently re-fied my car with them at a 2.49% interest rate versus my car loan at Chase with a 4.75% interest rate AND they took $100 off my loan balance to do so.

Message 8 of 20
Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

Wow nice credit limit!!

Well after years of reading about them on this forum , I finally joined and opened a share account today .

How long should I wait before I apply for a CC?

Your credit score
849
Source: Equifax Date: April 29, 2015
Message 9 of 20
Established Contributor

Re: Yesssssssssssssssssss!!!!!!!!!!!!!!!!!! Pen Fed

 


steffiejoe wrote:

Wow nice credit limit!!

Well after years of reading about them on this forum , I finally joined and opened a share account today .

How long should I wait before I apply for a CC?


Immediately because they pulled your credit for opening an account with them.  They will use the same credit pull for the next 3 months for any of their products that you apply for.

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 10 of 20