08-21-2013 08:47 PM - edited 08-21-2013 09:40 PM
I got approved for AMEX BCE on 06/20/2013. This is my previous post about it: http://ficoforums.myfico.com/t5/Credit-Cards/Got-A
I applied for a 3xCLI online around 1AM EST. I got a 7-10 days message and about a minute later, I got an email from AMEX saying that I was denied because it is still 60 days. Therefore, it seems like AMEX does NOT operates in PST, EST, or CST.
Then, around 8.00AM, I applied again and got instantly approved from $2000 -> $6000. My current credit score is around 700 across three bureaus. My current utilization is around 2%. I let BCE reported a balance around $100 each month then pay in full while I never let my AMEX Gold reported a balance at all.
08-21-2013 08:48 PM
08-21-2013 09:23 PM
Congratulations. I would think MST since they are in Utah
Nope! Back on my 61st I wrote about this here.
My experience was similar: Item of note for the impatient, I'm in Pacific time and the AMEX web server seems to be in Eastern time. If I log in, then log out, then log back in again, the little area on the left shows my last login time was three hours ahead of Pacific. So thinking I could cheat the clock a little I waited until 9:15pm last night. The website showed 12:15am and I tried the CLI. No dice! Like most things, patience wins.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
08-21-2013 09:41 PM
May be their system does not operate in any timezone lol
08-21-2013 09:42 PM
08-22-2013 05:29 AM
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