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New Contributor
thecentury303
Posts: 70
Registered: ‎04-07-2013
0

Yet another success story of AMEX 61 days CLI

[ Edited ]

Hi,

 

I got approved for AMEX BCE on 06/20/2013. This is my previous post about it: http://ficoforums.myfico.com/t5/Credit-Cards/Got-Approved-for-AMEX-Gold-and-BCE-Updated/td-p/2237385 Today is my 61 days anniversary.

 

I applied for a 3xCLI online around 1AM EST. I got a 7-10 days message and about a minute later, I got an email from AMEX saying that I was denied because it is still 60 days. Therefore, it seems like AMEX does NOT operates in PST, EST, or CST.

 

Then, around 8.00AM, I applied again and got instantly approved from $2000 -> $6000. My current credit score is around 700 across three bureaus. My current utilization is around 2%. I let BCE reported a balance around $100 each month then pay in full while I never let my AMEX Gold reported a balance at all.

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: Yet another success story of AMEX 61 days CLI

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Moderator
09Lexie
Posts: 26,609
Registered: ‎09-13-2012
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Re: Yet another success story of AMEX 61 days CLI

Congratulations. I would think MST since they are in Utah
Frequent Contributor
jake619
Posts: 496
Registered: ‎11-13-2012
0

Re: Yet another success story of AMEX 61 days CLI

Congrats OP!

 


09Lexie wrote:
Congratulations. I would think MST since they are in Utah

Nope!  Back on my 61st I wrote about this here

My experience was similar:  Item of note for the impatient, I'm in Pacific time and the AMEX web server seems to be in Eastern time.  If I log in, then log out, then log back in again, the little area on the left shows my last login time was three hours ahead of Pacific.  So thinking I could cheat the clock a little I waited until 9:15pm last night.  The website showed 12:15am and I tried the CLI.  No dice!  Like most things, patience wins.

 


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



New Contributor
thecentury303
Posts: 70
Registered: ‎04-07-2013
0

Re: Yet another success story of AMEX 61 days CLI

May be their system does not operate in any timezone lol

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)
New Contributor
Zz_JC_zZ
Posts: 52
Registered: ‎07-25-2013
0

Re: Yet another success story of AMEX 61 days CLI

Congrats on the CLI!
Starting Score (July 2013) Exp 665 Equ 658 TU 660
Current Score (Aug 2013) Exp 720 Equ 748 (Discover 8/19) TU 655 (Amex 8/19)


Amex BCE ($3,000) Discover It ($3,000) Cap1 Cash Rewards ($1,250) Cap1 Platinum ($1,000) Express Next ($250)
Established Contributor
eddie84
Posts: 613
Registered: ‎05-28-2013
0

Re: Yet another success story of AMEX 61 days CLI

Congrats! :smileyhappy:

9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Yet another success story of AMEX 61 days CLI

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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