08-21-2013 08:47 PM - edited 08-21-2013 09:40 PM
I got approved for AMEX BCE on 06/20/2013. This is my previous post about it: http://ficoforums.myfico.com/t5/Credit-Cards/Got-A
I applied for a 3xCLI online around 1AM EST. I got a 7-10 days message and about a minute later, I got an email from AMEX saying that I was denied because it is still 60 days. Therefore, it seems like AMEX does NOT operates in PST, EST, or CST.
Then, around 8.00AM, I applied again and got instantly approved from $2000 -> $6000. My current credit score is around 700 across three bureaus. My current utilization is around 2%. I let BCE reported a balance around $100 each month then pay in full while I never let my AMEX Gold reported a balance at all.
08-21-2013 09:23 PM
Congratulations. I would think MST since they are in Utah
Nope! Back on my 61st I wrote about this here.
My experience was similar: Item of note for the impatient, I'm in Pacific time and the AMEX web server seems to be in Eastern time. If I log in, then log out, then log back in again, the little area on the left shows my last login time was three hours ahead of Pacific. So thinking I could cheat the clock a little I waited until 9:15pm last night. The website showed 12:15am and I tried the CLI. No dice! Like most things, patience wins.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
08-21-2013 09:41 PM
May be their system does not operate in any timezone lol
08-21-2013 09:42 PM
08-22-2013 05:29 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.