You knew it was coming ....AMEX zync approvals ....info???

[FicoTron]

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@LS2982 wrote:

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@amercnchopz34 wrote:

This hopefully (if BK approved) will be my next card....I will wait till then ......I just would like to get some approval history BK or not ....score associated with it and any derogs...

I will wait till my 1 remaining collection drops off...I have a BK reporting from June 2005....after December of this year,will only have 1 inqury that will be a year old on all reports....

This card is my next target ........

any history would be of great appreciation....

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700 EX FICO

14 INQ's

1 6yr old Paid Tax Lien

3 30 day lates (latest one 1 1/2 yrs ago)

1.5yrs AAoA

Approved for NPSL

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LS, when did you pay that tax lien? Was it six years paid or did you pay it later?

[LS2982]

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@FicoTron wrote:

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@LS2982 wrote:

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@amercnchopz34 wrote:

This hopefully (if BK approved) will be my next card....I will wait till then ......I just would like to get some approval history BK or not ....score associated with it and any derogs...

I will wait till my 1 remaining collection drops off...I have a BK reporting from June 2005....after December of this year,will only have 1 inqury that will be a year old on all reports....

This card is my next target ........

any history would be of great appreciation....

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700 EX FICO

14 INQ's

1 6yr old Paid Tax Lien

3 30 day lates (latest one 1 1/2 yrs ago)

1.5yrs AAoA

Approved for NPSL

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LS, when did you pay that tax lien? Was it six years paid or did you pay it later?

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Yea it was paid when it reported.

[Eschaton]

Since this thread is up and running, I have a question - what's the minimum AAoA you should have before applying for the Zync? I have a really short AAoA, but since reading the forums - I might as well plan ahead as to when I should apply. Everyone is posting FICOs, I know my FICO is reasonably good, because before I learned of this forum I applied to AmEx and got denied obviously, they showed an EX score of 770. But not too many AAoA has been discused.

And my AAoA is going to drop even more once the Freedom card gets put on the CRA.

Thanks

[LS2982]

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@Eschaton wrote:

Since this thread is up and running, I have a question - what's the minimum AAoA you should have before applying for the Zync? I have a really short AAoA, but since reading the forums - I might as well plan ahead as to when I should apply. Everyone is posting FICOs, I know my FICO is reasonably good, because before I learned of this forum I applied to AmEx and got denied obviously, they showed an EX score of 770. But not too many AAoA has been discused.

And my AAoA is going to drop even more once the Freedom card gets put on the CRA.

Thanks

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I would think at least a year.

[Jimmy9224]

@eschaton my oldest account is 1 years and a month but my AAoA is just 9 months when I was approved.

[Eschaton]

I just got approved with a credit score of 728, AAoA of 1 year 3 months. I only have one card Capital One

[amercnchopz34]

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@Eschaton wrote:

I just got approved with a credit score of 728, AAoA of 1 year 3 months. I only have one card Capital One

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Congrats again.......I hope Im there soon

[LS2982]

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@amercnchopz34 wrote:

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@Eschaton wrote:

I just got approved with a credit score of 728, AAoA of 1 year 3 months. I only have one card Capital One

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Congrats again.......I hope Im there soon

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Go for it dude!!! You got nothing to lose but either a brand new AMEX or instructions on how to get it soon!!!!

[Eschaton]

You might have a decent shot at it, I'd say try it if you don't have too many inquiries. I had 3 on mine.. I burned 2 recently so I figure I might as well try so they all fall off at once. Unexpectly, I got approved. Either way, I'm rooting for ya!

[LS2982]

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@Eschaton wrote:

You might have a decent shot at it, I'd say try it if you don't have too many inquiries. I had 3 on mine.. I burned 2 recently so I figure I might as well try so they all fall off at once. Unexpectly, I got approved. Either way, I'm rooting for ya!

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I had 14 when I got approved, I think their more interested in how much you make, no recent derogs, and what is your current Util.