I app'd for chase amazon a couple days ago online, got a 30 day wait. I decided not to wait for response and called 888-245-0625 and was told I was declined due to bk. I told her it was to fall off nov 08, and explained about the heloc, which reports as revolving on 2 of my cr's.
Approved for 2500!
Lowest cl I have for a cc, but hey, it's chase and hopefully it'll grow with me. Thanks, guys for all the valuable information here, I never would have thought to call and get reconn'd, always thought no meant no.