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Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
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Re: Young credit report, want another card. HELP

Go ahead and app the Walmart and let us know :smileyhappy:


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

New Member
bobbyburns34
Posts: 42
Registered: ‎05-09-2013
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Re: Young credit report, want another card. HELP

whats the link to the walmart app?

 

im not sure theres two different cards on the website

Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Young credit report, want another card. HELP

They will automatically submit you for their Discover/Walmart if that's denied your app will be processed for the store card.
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: Young credit report, want another card. HELP


bobbyburns34 wrote:

whats the link to the walmart app?

 

im not sure theres two different cards on the website


You can app either and it will auto default to the card you qualify for if any.

I think you will be fine though.

The only thing that might hurt you is the recent inqs but I think you are good

That's why it's last.  :smileyhappy:


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

New Member
bobbyburns34
Posts: 42
Registered: ‎05-09-2013
0

Re: Young credit report, want another card. HELP

is the store card any good? the one that can only be used at walmart?

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: Young credit report, want another card. HELP

Yes.. it can be used at Walmart and Sam's Club but the value is in the free TU FICO and the limit will grow faster then any of the other cards you just got approved  :smileyhappy:


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: Young credit report, want another card. HELP


bobbyburns34 wrote:

is the store card any good? the one that can only be used at walmart?


Did you get approved?

 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Young credit report, want another card. HELP

New Member
bobbyburns34
Posts: 42
Registered: ‎05-09-2013
0

Re: Young credit report, want another card. HELP

i didnt try it but im not an expert, will i need to use the walmart card?

Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Young credit report, want another card. HELP

I started off with a $700 CL last Oct, its at $4k now. I've used it 3 maybe 4 x

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