cancel
Showing results for 
Search instead for 
Did you mean: 

Young credit report, want another card. HELP

tag
improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP

Go ahead and app the Walmart and let us know Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 61 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

whats the link to the walmart app?

 

im not sure theres two different cards on the website

Message 62 of 100
09Lexie
Moderator Emerita

Re: Young credit report, want another card. HELP

They will automatically submit you for their Discover/Walmart if that's denied your app will be processed for the store card.
Message 63 of 100
improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP


@bobbyburns34 wrote:

whats the link to the walmart app?

 

im not sure theres two different cards on the website


You can app either and it will auto default to the card you qualify for if any.

I think you will be fine though.

The only thing that might hurt you is the recent inqs but I think you are good

That's why it's last.  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 64 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

is the store card any good? the one that can only be used at walmart?

Message 65 of 100
improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP

Yes.. it can be used at Walmart and Sam's Club but the value is in the free TU FICO and the limit will grow faster then any of the other cards you just got approved  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 66 of 100
improvingmycredit
Valued Contributor

Re: Young credit report, want another card. HELP


@bobbyburns34 wrote:

is the store card any good? the one that can only be used at walmart?


Did you get approved?

 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 67 of 100
09Lexie
Moderator Emerita

Re: Young credit report, want another card. HELP

Message 68 of 100
bobbyburns34
New Member

Re: Young credit report, want another card. HELP

i didnt try it but im not an expert, will i need to use the walmart card?

Message 69 of 100
09Lexie
Moderator Emerita

Re: Young credit report, want another card. HELP

I started off with a $700 CL last Oct, its at $4k now. I've used it 3 maybe 4 x
Message 70 of 100
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.