Credit Cards

[CreviceTool]

I posted a separate thread on this when I was learning about my chances of various cards, here is what I got to maximize my cashback:

Amex BCP:  6% CB @ supermarket, 3% at department stores

PenFed Platinum:  5% on gas

Citi Forward 5x points on dining, "entertainment", and Amazon

Barclays Priceline Visa:  2% on everything else

Note, some of these offer other categories (like the Amex has 3% on gas), but I didn't list it because I'll use the Penfed for gas instead.  This combo gets me the most cashback for my typical usage, and also provides $500 in sign-up bonuses.  The BCP has the $75 AF, but I was able to justify it once I counted pharmacy shopping at the supermarket.  The BCE gives 3% @ the supermarket with no AF, but I can get that with the Penfed.

[CruzImperial]

I really like the priceline 2% on everything else. Is that a signature card?

[iMacDrew]

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LionLaw wrote:
I use my Zync for most things, my Discover for the 5% categories, and my Wells Fargo cash back Visa for places that don't take Amex.

I've also got a Citi Diamond Preferred that spends most of its time in the sock drawer, though I occasionally break it out when I'm out for the night; the ladies love a guy with a black credit card

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lol the ladies love a guy that pays

[The_Gardener]

Discover more for the 5%
BOA cash rewards 1 2 3

For now

[LS2982]

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iMacDrew wrote:

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LionLaw wrote:
I use my Zync for most things, my Discover for the 5% categories, and my Wells Fargo cash back Visa for places that don't take Amex.

I've also got a Citi Diamond Preferred that spends most of its time in the sock drawer, though I occasionally break it out when I'm out for the night; the ladies love a guy with a black credit card

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lol the ladies love a guy that pays

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Well you could always get a Cap1 and do the black image

And yes, they love the dude who picks up the tab!

[laboi_22]

Love this thread:

My everyday card is AMEX Green/BofA Visa

My gas card is AMEX BCE

My favorite card is my Gap Visa use the heck out of this card.

My favorite card to whip out with friend, at work, and at sit down dinners is my AMEX Green not sure why...

[angelnyc]

@laboi_22 I think you know exactly why 

[laboi_22]

I think because it's beautiful it looks like money and I secretly hope it impresses my friends lol

[angelnyc]

@laboi_22 ok question of the year, is the platinum sexy enough to pay the 450 annual fee a year.... be honest!!!! haha 

[CreditScholar]

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laboi_22 wrote:
I think because it's beautiful it looks like money and I secretly hope it impresses my friends lol

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Impress your friends with a green? Really? A platinum I might be able to understand, but I'm not sure how impressed anyone would be with a green unless they simply don't know anything.

The cards that seem to impress people are: metal (of some variety), certain cards that are colored black, and perhaps the Amex platinum. I'm not sure if the green fits here.