Re: Your Total Available Credit VS. Income? - myFICO® Forums - 4502559

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Your Total Available Credit VS. Income?

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Message 1 of 86

85 REPLIES 85

If you're going to ask people to give out that kind of information (and many wont want to), then you should be the first to provide the data.

Message 2 of 86

lol they're just waiting for the first sucker!

Message 3 of 86

I was just curious. Did not mean to offend anybody. Mine is 150%. I am wondering if this is not good or considered okI

I am trimming some fat. Thinking of closing wm mc. I see no benifits.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard

Message 4 of 86

@Anonymous wrote:
lol they're just waiting for the first sucker!

This gets asked all the time.Old news and redundant.

You can use the search feature of this great forum and make all the comparisons from that you want from those same posts already shared.

Message 5 of 86

Or just answer as a percentage. My available credit is equal to 51.7% of my annual income.

Message 6 of 86

CreditMagic7 i am aware lol

i am at 368%

Message 7 of 86

So I assume its ok? Cool

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard

Message 8 of 86

@jeffery581 wrote:
I was just curious. Did not mean to offend anybody. Mine is 150%. I am wondering if this is not good or considered okI
I am trimming some fat. Thinking of closing wm mc. I see no benifits.

I didn't mean you were offending anyone just that not everyone wants to give out that sorta info.

Your percentage is fine and shouldn't be an issue. There also isn't anything wrong with closing out unused cards if it won't dramatically affect your utilization.

Message 9 of 86

Not need to know information.

Message 10 of 86