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Your credit card starting line-up for Q1 2014?

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yellowcake
Regular Contributor

Your credit card starting line-up for Q1 2014?

Here's mine:

 

Gas: Chase Freedom - 5% Cashback

 

Restaurants: Discover It - 5% Cashback

 

Groceries: Amex BCE - 3% Cashback

 

Cell Phone: US Bank Cash+ - 5% cash back

 

Anything else: Capitalone Quicksilver - 1.5% cash back

Message 1 of 26
25 REPLIES 25
Beane
Regular Contributor

Re: Your credit card starting line-up for Q1 2014?

Did you hear the Bulls introduction sounds in your mind when you were making this post?


FICO EQ: 733 TU: 727 CS FAKO EX: 737                                                                                               In the garden since 5/9/13
Message 2 of 26
yellowcake
Regular Contributor

Re: Your credit card starting line-up for Q1 2014?


@Beane wrote:

Did you hear the Bulls introduction sounds in your mind when you were making this post?


Sure did!

Message 3 of 26
injustifiiable
Valued Contributor

Re: Your credit card starting line-up for Q1 2014?


@yellowcake wrote:

Here's mine:

 

Gas: Chase Freedom - 5% Cashback

 

Restaurants: Discover It - 5% Cashback

 

Groceries: Amex BCE - 3% Cashback

 

Cell Phone: US Bank Cash+ - 5% cash back

 

Anything else: Capitalone Quicksilver - 1.5% cash back


Mine is:

 

Restaurants and Movies: Discover IT (5% cash back quarter)

Gas and Groceries: BankAmericard Cash Rewards (2 and 3% cash back)

Everything else: BankAmericard or QuickSilver

 

I tried for a Freedom but was shot down...wouldn't have minded having another 5% CB card to rotate.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 4 of 26
uswala
Senior Contributor

Re: Your credit card starting line-up for Q1 2014?


@yellowcake wrote:

Here's mine:

 

Gas: Chase Freedom - 5% Cashback

 

Restaurants: Discover It - 5% Cashback

 

Groceries: Amex BCE - 3% Cashback

 

Cell Phone: US Bank Cash+ - 5% cash back

 

Anything else: Capitalone Quicksilver - 1.5% cash back


Mine is the same except my cell phones along with other utilities go on my Barclays Reward card - 2% cash back.

Message 5 of 26
yudeology101
Senior Contributor

Re: Your credit card starting line-up for Q1 2014?

Here's mine:

 

CSP:  Rent + few ultility bills + dining (2x points for dining)

Hyatt:  Dining (2x points) + Lodging (3x points)

AMEX Green:  everyday spend (1x point)

AMEX Delta:   Car Payment + Travel (2x miles for travel)

Citi AA WMC:  Fitness membership auto pay (1x mile) + Travel (2x miles)

BOA Cash Rewards:  Gas (3% Cash Back) + Groceries (2% Cash Back)

Cap1 QS:  Misc. Spend (1.5% Cash Back)

Cap1 Sony:  Movies (5x Sony points) + bubble gum

Citi BBuy:  FICO EQ Score Alert auto pay (1x points)

 

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6 of 26
b1gr3dmachin3
Contributor

Re: Your credit card starting line-up for Q1 2014?


@yudeology101 wrote:

Here's mine:

 

CSP:  Rent + few ultility bills + dining (2x points for dining)

Hyatt:  Dining (2x points) + Lodging (3x points)

AMEX Green:  everyday spend (1x point)

AMEX Delta:   Car Payment + Travel (2x miles for travel)

Citi AA WMC:  Fitness membership auto pay (1x mile) + Travel (2x miles)

BOA Cash Rewards:  Gas (3% Cash Back) + Groceries (2% Cash Back)

Cap1 QS:  Misc. Spend (1.5% Cash Back)

Cap1 Sony:  Movies (5x Sony points) + bubble gum

Citi BBuy:  FICO EQ Score Alert auto pay (1x points)

 

 

 


I thought you couldn't pay car payments through a credit card??

BoA 123 $2.5k (11/12) // Discover It $3.9k (7/13) // Citi Forward Student $3.8k (7/13) // Chase Freedom 5k (12/13) // Amex Blue Cash 6k (1/15)

Starting Score: No Credit History (11/12)
Current Score: MyFico 761
Goal Score: 800+


Take the myFICO Fitness Challenge
Message 7 of 26
yudeology101
Senior Contributor

Re: Your credit card starting line-up for Q1 2014?


@b1gr3dmachin3 wrote:

@yudeology101 wrote:

Here's mine:

 

CSP:  Rent + few ultility bills + dining (2x points for dining)

Hyatt:  Dining (2x points) + Lodging (3x points)

AMEX Green:  everyday spend (1x point)

AMEX Delta:   Car Payment + Travel (2x miles for travel)

Citi AA WMC:  Fitness membership auto pay (1x mile) + Travel (2x miles)

BOA Cash Rewards:  Gas (3% Cash Back) + Groceries (2% Cash Back)

Cap1 QS:  Misc. Spend (1.5% Cash Back)

Cap1 Sony:  Movies (5x Sony points) + bubble gum

Citi BBuy:  FICO EQ Score Alert auto pay (1x points)

 

 

 


I thought you couldn't pay car payments through a credit card??


Santander (my auto lien holder) accepts CCs, with $10.95 additional fee. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 26
robbulous
Regular Contributor

Re: Your credit card starting line-up for Q1 2014?

You can. I do, however they only take VISA/Mastercard. YMMV.


NPSL.................$30,000............$28,000.............$20,500............$28,000............$80,000............$19,000............$21,300..............$20,500
Current FICO Score Across All 3: 770+..... GOAL: 800+ Current Utilization: 5%....... Infiniti Financial Auto Loan at 1.9%
Message 9 of 26
b1gr3dmachin3
Contributor

Re: Your credit card starting line-up for Q1 2014?


@robbulous wrote:

You can. I do, however they only take VISA/Mastercard. YMMV.


How? My auto loans are with Ally Bank and the only payment option I see is through a checking or savings account...

BoA 123 $2.5k (11/12) // Discover It $3.9k (7/13) // Citi Forward Student $3.8k (7/13) // Chase Freedom 5k (12/13) // Amex Blue Cash 6k (1/15)

Starting Score: No Credit History (11/12)
Current Score: MyFico 761
Goal Score: 800+


Take the myFICO Fitness Challenge
Message 10 of 26
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