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Your first and highest CL leap ...

Frequent Contributor

Re: Your first and highest CL leap ...

Biggest jump for me was going from a 750CL capital one card to an instant approval for a 5,500 discover more.

 

Before I had my cap 1 card I was getting denied for prime cards because I had no open credit cards, so I had to bite the bullet and go with a cap 1 builder. I made that jump in CL because I kept inquiries to a minimum and made a payment before my statement cut to lower util.

 

Now the good news of course is when one bank gives you your first high limit card, other banks will be glad to follow.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Message 21 of 31
Moderator Emeritus

Re: Your first and highest CL leap ...

My highest CL leap was on my Cap1 Visa card. I've had it since 1999, and it was stuck at $1400 the entire time, with no CLIs. That is, until last summer, when it jumped $5000, to where it currently sits at $6400. It was a completely unexpected CLI, and my jaw dropped as I about fell out of my chair! I kept looking at my computer screen thinking that I was seeing things wrong, but no, it was a $5000 auto CLI!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 22 of 31
Valued Contributor

Re: Your first and highest CL leap ...

I think I misunderstood the OP's question: my single biggest CLI jump was from $3k to $15k on my Freedom card (via executive office request, no HP).

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 23 of 31
Valued Contributor

Re: Your first and highest CL leap ...

I am too old to remember...  Smiley Very Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 24 of 31
Moderator Emeritus

Re: Your first and highest CL leap ...


RockinRay wrote:

I am too old to remember...  Smiley Very Happy


 

Me, too... That's exactly why I only answered the second part of the question!!! Smiley Wink


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 25 of 31
Regular Contributor

Re: Your first and highest CL leap ...

 


tinuviel wrote:

My highest CL leap was on my Cap1 Visa card. I've had it since 1999, and it was stuck at $1400 the entire time, with no CLIs. That is, until last summer, when it jumped $5000, to where it currently sits at $6400. It was a completely unexpected CLI, and my jaw dropped as I about fell out of my chair! I kept looking at my computer screen thinking that I was seeing things wrong, but no, it was a $5000 auto CLI!


                                                                                                                                                                                                                                                                                                                        
This is certainly contrary to what most write with regards to Cap 1, thanks for sharing -- hopefully others with see your experience and value the AAOA, and the relationship.

 

HotPoint

 

Message 26 of 31
Established Contributor

Re: Your first and highest CL leap ...

If you don't mind me asking how did u go from 3k to 15k, what was the reasoning you gave to ask them to increase it that much....I have a slate for 3k and want to increase it to...
Message 27 of 31
Valued Contributor

Re: Your first and highest CL leap ...


youngman1234 wrote:
If you don't mind me asking how did u go from 3k to 15k, what was the reasoning you gave to ask them to increase it that much....I have a slate for 3k and want to increase it to...

You can read about it here: http://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Freedom-2-weeks-after-CSP/m-p/1366307

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 28 of 31
Established Contributor

Re: Your first and highest CL leap ...

Guess it's my recently graduated BOA cash rewards. I was graduated early unexpectedly,  I didn't get an auto-cli at graduation so i called them after my account number changed. I started at 600 in august 11, doubled deposit to 1.2K this april, then CLI'd 1.2K to 3K this weekend, 2 Weeks after graduation.

 

That should get things rolling for some decent CLI's in the future.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 29 of 31
Valued Contributor

Re: Your first and highest CL leap ...

Highest CL leap was my Yahoo! Visa back in about 2000.  Went from $9K to $30K.  Of course since then I have been through a BK7 so if you're taking that into account:  

 

Since rebuilding, first CLI was CapOne $750-$3K back in '08.  Biggest three were Alliant, $500-$15K, PSECU, $10K-$20K and UIECU from $10K-$20K.  I know I'm maxed out on PSECU, but I've inched up $2K more on Alliant and get periodic 10% Auto-CLIs on UIECU now.    

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 30 of 31