cancel
Showing results for 
Search instead for 
Did you mean: 

Your highest credit limit on a credit card?

Valued Contributor

Re: Your highest credit limit on a credit card?

$9K on NFCU Cash Rewards



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 31 of 44
Highlighted
Regular Contributor

Re: Your highest credit limit on a credit card?

DCU $7500.00


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 32 of 44
Established Contributor

Re: Your highest credit limit on a credit card?

5,500 on Amex BCE  Cat Very Happy

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 33 of 44
Valued Contributor

Re: Your highest credit limit on a credit card?

$29,100 on my BCE.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 34 of 44
Valued Contributor

Re: Your highest credit limit on a credit card?

$81k with Chase. Also had a number of cards in the $50K+ range.  Now... not so much... 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500


EQ - 740 / TU - 748 / EX - 748
Message 35 of 44
Valued Contributor

Re: Your highest credit limit on a credit card?

$300,000 on my Palladium. Too bad it doesn't report to the CRAs... although perhaps that's a good thing.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 36 of 44
Valued Contributor

Re: Your highest credit limit on a credit card?


bribro wrote:

$300,000 on my Palladium. Too bad it doesn't report to the CRAs... although perhaps that's a good thing.


Ding, ding, ding...  you win! Smiley Happy 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500


EQ - 740 / TU - 748 / EX - 748
Message 37 of 44
Valued Contributor

Re: Your highest credit limit on a credit card?


masscredit wrote:

bribro wrote:

$300,000 on my Palladium. Too bad it doesn't report to the CRAs... although perhaps that's a good thing.


Ding, ding, ding...  you win! Smiley Happy 


Bribo wins anyway, but isn't that "really" a $100K card, that allows you to charge up to $300K, but like a mortal's signature cards, any amount over the $100K limit is added to the minumum payment due?

 

 

Message 38 of 44
Valued Contributor

Re: Your highest credit limit on a credit card?


bs6054 wrote:

masscredit wrote:

bribro wrote:

$300,000 on my Palladium. Too bad it doesn't report to the CRAs... although perhaps that's a good thing.


Ding, ding, ding...  you win! Smiley Happy 


Bribo wins anyway, but isn't that "really" a $100K card, that allows you to charge up to $300K, but like a mortal's signature cards, any amount over the $100K limit is added to the minumum payment due?

 

 


I guess it depends on how you define "credit limit." In my Palladium card welcome kit it said my "credit access line" is $100k, which means I can only revolve $100k from month-to-month, and anything in excess of that needs to be paid off (like NPSL card). However, per J.P. Morgan policy, I can for sure spend up $300k, with anything beyond that being approved on a case by case basis (like a NPSL card). So, I would consider $300k my "limit." I have no immediate plans to ever approach that amount though. Smiley Happy

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 39 of 44
Moderator Emerita

Re: Your highest credit limit on a credit card?


bribro wrote:

bs6054 wrote:

masscredit wrote:

bribro wrote:

$300,000 on my Palladium. Too bad it doesn't report to the CRAs... although perhaps that's a good thing.


Ding, ding, ding...  you win! Smiley Happy 


Bribo wins anyway, but isn't that "really" a $100K card, that allows you to charge up to $300K, but like a mortal's signature cards, any amount over the $100K limit is added to the minumum payment due?

 

 


I guess it depends on how you define "credit limit." In my Palladium card welcome kit it said my "credit access line" is $100k, which means I can only revolve $100k from month-to-month, and anything in excess of that needs to be paid off (like NPSL card). However, per J.P. Morgan policy, I can for sure spend up $300k, with anything beyond that being approved on a case by case basis (like a NPSL card). So, I would consider $300k my "limit." I have no immediate plans to ever approach that amount though. Smiley Happy


I think my jaw is permanently dislocated. Smiley Surprised Wow!

 

Puts my measly $3000 PayPal to shame. Smiley Sad

Message 40 of 44