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Established Contributor
fender
Posts: 709
Registered: ‎04-20-2008
0

Your lowest FICO when you started rebuilding?

And your highest score now?

 

468 TU  <-- then

 

600 TU  <-- now (8 months later)

"WTB Access Number"
Senior Contributor
score_building
Posts: 3,530
Registered: ‎01-10-2008
0

Re: Your lowest FICO when you started rebuilding?

then <-- 595 eq

 

now <-- 713 eq (well right now it's 684, it was 713 in nov/dec)

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
going2tdc
Posts: 367
Registered: ‎03-28-2008
0

Re: Your lowest FICO when you started rebuilding?

By the time I started Paying attention.

 

04-2007 TU 558

 

12-2008 TU 716

 

 

 

 

Frequent Contributor
tempusfugit123
Posts: 334
Registered: ‎02-06-2008
0

Re: Your lowest FICO when you started rebuilding?

357 eq in feb 08

675 eq in Jan 09

 

 

 

Established Contributor
fender
Posts: 709
Registered: ‎04-20-2008
0

Re: Your lowest FICO when you started rebuilding?


tempusfugit123 wrote:

357 eq in feb 08

675 eq in Jan 09

 

 

 


 

wow

What did you too to be so close to 350?

"WTB Access Number"
Frequent Contributor
bott6698
Posts: 491
Registered: ‎06-26-2007
0

Re: Your lowest FICO when you started rebuilding?

Mine are in my sig. Lowest EQ466 and High now EQ 625
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Moderator Emeritus
WhirledPeasPlease
Posts: 3,418
Registered: ‎12-27-2007
0

Re: Your lowest FICO when you started rebuilding?

June 2005 -- EQ 440

 

Jan 2009 -- EQ 651 (In August I had it up to 693)

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Community Leader
Senior Contributor
laz98
Posts: 4,294
Registered: ‎09-06-2008
0

Re: Your lowest FICO when you started rebuilding?

i wasn't rebuilding at the time, because i didn't know what that was, but the lowest my score has ever been was around 470 or so.  :smileysad:

 

my newest scores are in my signature.  i'll be getting new ones sometime later this month.

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Your lowest FICO when you started rebuilding?

lowest known: EQ 590 (May 2007, 30-day late first posts)

highest ever: EX 752 (Feb 2008, before apporama)

current as in siggy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007
0

Re: Your lowest FICO when you started rebuilding?

[ Edited ]

Presumably 0, as once all my baddies had finally gone, I had NOTHING on my reports that I know of (I didn't actually know how to get hold of my reports at this point, though, so I suppose there might have been some odd thing or other on there, but near as I can recall, I had nothing reportable going on in my life - no car, no mortgage, no loans, no baddies, nothing).

 

Current highest score is TU at 718.

 

ETA:  Before I learned the horrors that high balances inflict on one's scores, about a year after I first started rebuilding, my bank's credit dept. told me my score had dropped to 'below 600' when I called to ask why I had been rate-jacked - no idea how much below; by the time I pulled my own score from here after that convo, it was at 613.

Message Edited by Scamp on 01-03-2009 06:24 AM
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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