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Established Contributor
Posts: 709
Registered: ‎04-20-2008
0

Your lowest FICO when you started rebuilding?

And your highest score now?

 

468 TU  <-- then

 

600 TU  <-- now (8 months later)

"WTB Access Number"
Senior Contributor
Posts: 3,876
Registered: ‎01-10-2008
0

Re: Your lowest FICO when you started rebuilding?

then <-- 595 eq

 

now <-- 713 eq (well right now it's 684, it was 713 in nov/dec)

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Frequent Contributor
Posts: 367
Registered: ‎03-28-2008
0

Re: Your lowest FICO when you started rebuilding?

By the time I started Paying attention.

 

04-2007 TU 558

 

12-2008 TU 716

 

 

 

 

Frequent Contributor
Posts: 467
Registered: ‎02-06-2008
0

Re: Your lowest FICO when you started rebuilding?

357 eq in feb 08

675 eq in Jan 09

 

 

 

Established Contributor
Posts: 709
Registered: ‎04-20-2008
0

Re: Your lowest FICO when you started rebuilding?


tempusfugit123 wrote:

357 eq in feb 08

675 eq in Jan 09

 

 

 


 

wow

What did you too to be so close to 350?

"WTB Access Number"
Frequent Contributor
Posts: 495
Registered: ‎06-26-2007
0

Re: Your lowest FICO when you started rebuilding?

Mine are in my sig. Lowest EQ466 and High now EQ 625
10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Your lowest FICO when you started rebuilding?

June 2005 -- EQ 440

 

Jan 2009 -- EQ 651 (In August I had it up to 693)

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Senior Contributor
Posts: 4,329
Registered: ‎09-06-2008
0

Re: Your lowest FICO when you started rebuilding?

i wasn't rebuilding at the time, because i didn't know what that was, but the lowest my score has ever been was around 470 or so.  Smiley Sad

 

my newest scores are in my signature.  i'll be getting new ones sometime later this month.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
0

Re: Your lowest FICO when you started rebuilding?

lowest known: EQ 590 (May 2007, 30-day late first posts)

highest ever: EX 752 (Feb 2008, before apporama)

current as in siggy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
Posts: 2,791
Registered: ‎03-18-2007
0

Re: Your lowest FICO when you started rebuilding?

[ Edited ]

Presumably 0, as once all my baddies had finally gone, I had NOTHING on my reports that I know of (I didn't actually know how to get hold of my reports at this point, though, so I suppose there might have been some odd thing or other on there, but near as I can recall, I had nothing reportable going on in my life - no car, no mortgage, no loans, no baddies, nothing).

 

Current highest score is TU at 718.

 

ETA:  Before I learned the horrors that high balances inflict on one's scores, about a year after I first started rebuilding, my bank's credit dept. told me my score had dropped to 'below 600' when I called to ask why I had been rate-jacked - no idea how much below; by the time I pulled my own score from here after that convo, it was at 613.

Message Edited by Scamp on 01-03-2009 06:24 AM
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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