I did the pre approval link for discover and it comeback with "your personalized offer" so I decided to give it a try but ended getting the dreaded 5-7 day message.. In the past I would never get any type of personalized offer, does anyone have any experience with this? My fico last checked in early march was around 650.
Anyone?
Good morning and thank you for replying. I'll call them later to find out! Fingers crossed!
I just payed for my equifax it went down to 625. I don't understand? Anyway, I know now I will not get approved.
@Booboo71 wrote:I just payed for my equifax it went down to 625. I don't understand? Anyway, I know now I will not get approved.
You don't know that. You allowed negative energy in before speaking to a person. Just call them, you never know. It may just end up very positive for you. Best of luck! 
@JUNE2012 wrote:Good morning, i received that same message in January, called them and was approved with a $1700 credit limit. I believe my scores were hoovering around yours at that time. Call them! and good luck to you:-)
I kinda like that idea of scores hoovering. Mine were definitely sucking a while back.
I wouldn't take a 5-7/7-10 as obviously bad, although it's not as rewarding as instant approval. Just think about it as the bank wanting to figure out how much credit line they can give you without getting in trouble.
Denied. I should have known better. Have to wait for my scores to hit 700 , age them and wait for more inquiries fall off. Ughhhh I hate waiting! Lol