Reply
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Your thoughts? (credit apps, CSP)

I got my mom some Versace perfme she thought she was BALLIN'! :smileyvery-happy:


Unasinous wrote:

LS2982: Thanks! I'm certainly hoping so. I might have to start buying my mom lavish gifts in order to reach these bonuses lol.


 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,460
Registered: ‎08-30-2011
0

Re: Your thoughts? (credit apps, CSP)


Unasinous wrote:

thom02099: Haha yeah, I see what you mean. I mainly want rewards out of my cards and the Venture and CSP seem to be the best two. My NavyFed only has 1-1.5% cashback while the Venture and CSP both offer 2% rewards. I don't really have a need for any other card either, it's just that the CSP seems like the best one out there right now. Plus I hear it's metal =D

 

I have just waited the two years for all my inquiries to fall off and it seems like wasting time if I spend any amount of time with no inquiries without trying to open more accounts so they start aging. My AAoA is still relatively low to most of the guys and gals I see on here. In ten years if I could have a bunch of accounts all aged, I feel that would be good. Maybe I'm doing it wrong but it feels right right now.


Ahhh.....sounds like some good reasoning to me!  CSP is probably the best all around card out there.  :smileyhappy:

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Member
Posts: 12
Registered: ‎02-02-2013
0

Re: Your thoughts? (credit apps, CSP)

Well I applied for the CSP before my new cards hit my reports and got the 30 day message. I called their credit analysts and talked to a nice lady that helped me out. Answered a few questions and was approved on the spot for $26,200! Thanks for the motivation and all the help guys! Now it's time to hit the garden and start preparing for a mortgage.

AmEx Platinum: NPSL AmEx SPG: $25,000 CSP: $26,200 Navy Fed CashRewards: $50,000 CapitalOne Venture: $10,000
Valued Contributor
Posts: 1,460
Registered: ‎08-30-2011
0

Re: Your thoughts? (credit apps, CSP)


Unasinous wrote:

Well I applied for the CSP before my new cards hit my reports and got the 30 day message. I called their credit analysts and talked to a nice lady that helped me out. Answered a few questions and was approved on the spot for $26,200! Thanks for the motivation and all the help guys! Now it's time to hit the garden and start preparing for a mortgage.


WOW!  Congrats!  

I think you just came up with 26,200 good reasons to have the CSP!!!:smileyvery-happy:

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Member
Posts: 12
Registered: ‎02-02-2013
0

Re: Your thoughts? (credit apps, CSP)

Thanks! I heard the number and I don't think my smile has left my face yet!

AmEx Platinum: NPSL AmEx SPG: $25,000 CSP: $26,200 Navy Fed CashRewards: $50,000 CapitalOne Venture: $10,000
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.