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ZYNC APPROVED! IM IN!!!!!

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Established Contributor

ZYNC APPROVED! IM IN!!!!!

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?

Amex Delta Gold 1.5K Amex HH 2k Amex PRG NPSL, AMEX BCE 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 16.5K Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7K Gap Visa $8.5K; Walmart MasterCard 7.5K Sam's Club MC 9.5K Venture $15K Venture One 10K Quicksilver Visa Siggy 5K, Citi Shell MC 2k, Total Rewards Visa 4.2K Fuel Rewards MC 3K CITI AA Gold WEMC 8.4K Paypal Extras MC 8K, Citi Diamond WEMC 3.5K, Cit DC WEMC 3k, Citi Hilton Visa Siggy 8k.
46 REPLIES
Super Contributor

Re: ZYNC APPROVED! IM IN!!!!!

 

Congrats on the approval !!

 

Zync is a charge card, with no pre~set spending limit, so CLs are not applicable.   However you were countered with the $500 hard limit.   Use the card well and probably at the 6 month point they will change it to NPSL.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Valued Contributor

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?


Congrats! Glad to hear that they know their "system" has issues processing bank info. Maybe that lil survey I submitted about that issue was looked into and they can fix it. It seems like there was quite a few ppl on here and another forum had this issue.

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Valued Contributor

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?


Great! Congrats!

 

This will be the START of a great relationship! Take good care of that card and Amex will take good care of you.

 

Again, congrats!

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!

lucky... congrats!. after my denial im depressed >_< i'm not even sure i want to be "In" with Amex.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!

Date ReceivedCardStatus of ApplicationNext Step
01/06/12
ZYNC(SM) FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
Amex Delta Gold 1.5K Amex HH 2k Amex PRG NPSL, AMEX BCE 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 16.5K Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7K Gap Visa $8.5K; Walmart MasterCard 7.5K Sam's Club MC 9.5K Venture $15K Venture One 10K Quicksilver Visa Siggy 5K, Citi Shell MC 2k, Total Rewards Visa 4.2K Fuel Rewards MC 3K CITI AA Gold WEMC 8.4K Paypal Extras MC 8K, Citi Diamond WEMC 3.5K, Cit DC WEMC 3k, Citi Hilton Visa Siggy 8k.
Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:
Date ReceivedCardStatus of ApplicationNext Step
01/06/12
ZYNC(SM) FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Awesome! You were approved exactly 3 months to the date I got my Zync (10/6).  Woohoo!

Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!

I am beyond excited.  This is my first prime Lender to Approve me.  I have a bofa and cit card but they are secured so I really dont consider them.  But now A ZYNC!!! Ugh! Im soo happy.

Amex Delta Gold 1.5K Amex HH 2k Amex PRG NPSL, AMEX BCE 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 16.5K Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7K Gap Visa $8.5K; Walmart MasterCard 7.5K Sam's Club MC 9.5K Venture $15K Venture One 10K Quicksilver Visa Siggy 5K, Citi Shell MC 2k, Total Rewards Visa 4.2K Fuel Rewards MC 3K CITI AA Gold WEMC 8.4K Paypal Extras MC 8K, Citi Diamond WEMC 3.5K, Cit DC WEMC 3k, Citi Hilton Visa Siggy 8k.
Frequent Contributor

Re: ZYNC APPROVED! IM IN!!!!!

i have to apply on the 6th of the month when i apply for mine.

 

may/june 6th!


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Established Contributor

Re: ZYNC APPROVED! IM IN!!!!!


quest208 wrote:

i have to apply on the 6th of the month when i apply for mine.

 

may/june 6th!


LOL.  Good ideaSmiley Very Happy