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Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

ZYNC APPROVED! IM IN!!!!!

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
0

Re: ZYNC APPROVED! IM IN!!!!!

 

Congrats on the approval !!

 

Zync is a charge card, with no pre~set spending limit, so CLs are not applicable.   However you were countered with the $500 hard limit.   Use the card well and probably at the 6 month point they will change it to NPSL.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Valued Contributor
Posts: 1,176
Registered: ‎05-20-2010
0

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?


Congrats! Glad to hear that they know their "system" has issues processing bank info. Maybe that lil survey I submitted about that issue was looked into and they can fix it. It seems like there was quite a few ppl on here and another forum had this issue.

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?


Great! Congrats!

 

This will be the START of a great relationship! Take good care of that card and Amex will take good care of you.

 

Again, congrats!

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
Posts: 510
Registered: ‎04-16-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

lucky... congrats!. after my denial im depressed >_< i'm not even sure i want to be "In" with Amex.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

[ Edited ]
Date ReceivedCardStatus of ApplicationNext Step
01/06/12
ZYNC(SM) FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Established Contributor
Posts: 541
Registered: ‎12-02-2011
0

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:
Date ReceivedCardStatus of ApplicationNext Step
01/06/12
ZYNC(SM) FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Awesome! You were approved exactly 3 months to the date I got my Zync (10/6).  Woohoo!

Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

I am beyond excited.  This is my first prime Lender to Approve me.  I have a bofa and cit card but they are secured so I really dont consider them.  But now A ZYNC!!! Ugh! Im soo happy.

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Frequent Contributor
Posts: 427
Registered: ‎11-25-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

i have to apply on the 6th of the month when i apply for mine.

 

may/june 6th!


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Established Contributor
Posts: 541
Registered: ‎12-02-2011
0

Re: ZYNC APPROVED! IM IN!!!!!


quest208 wrote:

i have to apply on the 6th of the month when i apply for mine.

 

may/june 6th!


LOL.  Good ideaSmiley Very Happy

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