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Established Contributor
Posts: 594
Registered: ‎02-17-2011
0

ZYNC APPROVED! IM IN!!!!!

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Moderator
Posts: 9,674
Registered: ‎01-28-2010
0

Re: ZYNC APPROVED! IM IN!!!!!

 

Congrats on the approval !!

 

Zync is a charge card, with no pre~set spending limit, so CLs are not applicable.   However you were countered with the $500 hard limit.   Use the card well and probably at the 6 month point they will change it to NPSL.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
0

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?


Congrats! Glad to hear that they know their "system" has issues processing bank info. Maybe that lil survey I submitted about that issue was looked into and they can fix it. It seems like there was quite a few ppl on here and another forum had this issue.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Valued Contributor
Posts: 1,954
Registered: ‎08-13-2007
0

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

Felt lucky today.  Pulled the trigger!! I got a counter offer for 500 or 200 CL.  500 has to have a bank account to auto draft. 200 No bank to auto draft payments.  I put in my bank information for the 500.  Then got the "In progress"  THought for sure I was denied all of a sudden.  I called and apparently there was a problem with thier systems processing the bank info.  They did it again and then he said CONGRATULATIONS!!! Your approved.

 

OMG I CANT BELIEVE IT AFTER ALL THESE YEARS OF REBUILDING. THIS IS MY FIRST AMEX CARD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

DO you get CLIS with this card?


Great! Congrats!

 

This will be the START of a great relationship! Take good care of that card and Amex will take good care of you.

 

Again, congrats!

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
Posts: 510
Registered: ‎04-16-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

lucky... congrats!. after my denial im depressed >_< i'm not even sure i want to be "In" with Amex.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Established Contributor
Posts: 594
Registered: ‎02-17-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

[ Edited ]
Date ReceivedCardStatus of ApplicationNext Step
01/06/12
ZYNC(SM) FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Established Contributor
Posts: 541
Registered: ‎12-02-2011
0

Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:
Date ReceivedCardStatus of ApplicationNext Step
01/06/12
ZYNC(SM) FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Awesome! You were approved exactly 3 months to the date I got my Zync (10/6).  Woohoo!

Established Contributor
Posts: 594
Registered: ‎02-17-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

I am beyond excited.  This is my first prime Lender to Approve me.  I have a bofa and cit card but they are secured so I really dont consider them.  But now A ZYNC!!! Ugh! Im soo happy.

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Frequent Contributor
Posts: 423
Registered: ‎11-25-2011
0

Re: ZYNC APPROVED! IM IN!!!!!

i have to apply on the 6th of the month when i apply for mine.

 

may/june 6th!

USAA FAKO: Experian 767, Transunion 743, Equifax 734
FICO: Transunion: 738, Equifax 731
Credit Sesame: Experian 721
BB Reward zone$400, Orchard master $700, Office Depot $500, USAA Mastercard $11,000, Barclays American Express $2500
AAoA about 1 year
Established Contributor
Posts: 541
Registered: ‎12-02-2011
0

Re: ZYNC APPROVED! IM IN!!!!!


quest208 wrote:

i have to apply on the 6th of the month when i apply for mine.

 

may/june 6th!


LOL.  Good idea:smileyvery-happy:

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