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Regular Contributor
Posts: 185
Registered: ‎12-02-2011
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Re: ZYNC APPROVED! IM IN!!!!!

thank you for the # texasman, I called & the guy I talked to was clueless to what I was saying about the alternative offer of $500 SL w/autopay, he kept telling me it was declined.  I told him, yea I was declined for the regular Zync BUT offered me the options of $500 w/autopay or $200 without autopay, he put me on hold several times & finally came back with I need to wait for the letter in mail.  He said in the letter will be a form to complete with the option, UGH!!!! 

 

Did you speak to a supervisor?


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
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Regular Contributor
Posts: 185
Registered: ‎12-02-2011
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Re: ZYNC APPROVED! IM IN!!!!!

btw, CONGRATS!! what a feeling it must be, I hope I can resolve my issue.


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


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Valued Contributor
Posts: 1,283
Registered: ‎04-06-2011
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Re: ZYNC APPROVED! IM IN!!!!!

Good going texasman07!

If I remember correctly, we both got BofA secured cards about the same time, and AmEx gave us a shot right about the same time. I was approved for Green on 12/19. Treat it well!

A bit off topic, but has your BofA unsecured yet?

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
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Established Contributor
Posts: 715
Registered: ‎08-26-2011
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Re: ZYNC APPROVED! IM IN!!!!!

Wow! Awesome work getting your foot in the door! You've made it into the Amex family!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

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Established Contributor
Posts: 634
Registered: ‎02-17-2011
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Re: ZYNC APPROVED! IM IN!!!!!

Thanks everyone.  I keep going back to the application page and re reading it thinking there going to change it to declined! LOL

 

 

My BOfa Card hasnt unsecured yet.  I got it in APRIL 2011

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart MasterCard $5,300.00; Sam's Club Mastercard $8500.00; Barclay's Rewards MC $3700; CITIBank Dividend Platinum $300.00 CL; AMEX PRG NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays AA Red Aviator MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL; Chase Freedom Visa $3,500; Venture $15,000; Venture One $10,000.

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Posts: 423
Registered: ‎11-25-2011
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Re: ZYNC APPROVED! IM IN!!!!!


texasman07 wrote:

My Experian is my lowest score.  and MANY Inquires.  3 baddies. 

 

 

So if I was able to get approved.  You should be able to.

 

 

My utilization is about 37 %

 

Not sure what my score is on Experian, they didnt give it to me yet


wow!   i need to go into the garden before i do something ill regret :smileyvery-happy:

 

awesome!

USAA FAKO: Experian 767, Transunion 743, Equifax 734
FICO: Transunion: 738, Equifax 731
Credit Sesame: Experian 721
BB Reward zone$400, Orchard master $700, Office Depot $500, USAA Mastercard $11,000, Barclays American Express $2500
AAoA about 1 year
Member
Posts: 16
Registered: ‎12-30-2011
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Re: ZYNC APPROVED! IM IN!!!!!

Here is a stupid question.

 

I just got a zync and was wondering in the package the card comes in do they tell you what credit buruea  they pulled from and what your credit score is? Because I cannot find it.

Current Cards: Discover More 6,750; Chase Freedom 1,400; Amex BCE 6,000
Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
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Re: ZYNC APPROVED! IM IN!!!!!


_GNC wrote:

Here is a stupid question.

 

I just got a zync and was wondering in the package the card comes in do they tell you what credit buruea  they pulled from and what your credit score is? Because I cannot find it.



mine was EX in cali

 

Super Contributor
Posts: 6,621
Registered: ‎04-07-2008
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Re: ZYNC APPROVED! IM IN!!!!!


dalebb wrote:

mine was EX in cali

 


Not sure why I thought you were in the midwest .




Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
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Re: ZYNC APPROVED! IM IN!!!!!


CS800 wrote:

dalebb wrote:

mine was EX in cali

 


Not sure why I thought you were in the midwest .


Maybe its my accent

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