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Valued Contributor
jamesdwi
Posts: 1,421
Registered: ‎09-16-2011

Re: ZYNC Gone???


LS2982 wrote:

huntforfun wrote:

I know there are better cards out there, but reading the other post about AMEX pulling EX (which is my best report with one old charge off set to fall off in 2014) I would have liked to get my foot in the door with AMEX and was hoping to eventually get a better card down the road. I guess the bright side is im staying in the garden longer.


You can still get your foot in the door with AMEX charge cards. Zync / Green / Gold / PRG all have the same approval criteria.

 


perhaps for the NPSL cards its the same the Zync had the hardlimit options which meant people got the card that would not of qualified for the others. 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: ZYNC Gone???

[ Edited ]

Zync is a great card for frequent diners like me (zync+prg killer combo if you travel a lot). I'd be sad to see it go. On that note I just signed into the zync pack store and it's all kinds of messed up...

Have to wonder what they're up to these days. Bonus mall is own, they just completely revamped the travel site (with the exception of the terrible FHR interface).


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: ZYNC Gone???

@ DIMITRIP what cb did they pull if I may ask?

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: ZYNC Gone???


Credit314 wrote:

@ DIMITRIP what cb did they pull if I may ask?


I could almost guarantee you that AMEX pulled EX for the approvals, possibly might have pulled another or all 3 since the poster was kind of borderline with his scores



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: ZYNC Gone???


jamesdwi wrote:

LS2982 wrote:

huntforfun wrote:

I know there are better cards out there, but reading the other post about AMEX pulling EX (which is my best report with one old charge off set to fall off in 2014) I would have liked to get my foot in the door with AMEX and was hoping to eventually get a better card down the road. I guess the bright side is im staying in the garden longer.


You can still get your foot in the door with AMEX charge cards. Zync / Green / Gold / PRG all have the same approval criteria.

 


perhaps for the NPSL cards its the same the Zync had the hardlimit options which meant people got the card that would not of qualified for the others. 


Very true, I think that is why a lot of people think the Zync has more lenient approval criteria, but its actually just the counter-offers that set it apart from the other charge cards.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Member
dimitrip
Posts: 35
Registered: ‎05-01-2012

Re: ZYNC Gone???

I only see an inquiry on exp. The truth is I am just guessing what my score is, it could be higher, I just payed my citi card down to 0 it and it just reported on friday, util was above 50%,  last time I saw my score and it was 630 at that time.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: ZYNC Gone???

Thanks.. Did you have any baddies?

Established Member
dimitrip
Posts: 35
Registered: ‎05-01-2012

Re: ZYNC Gone???

none, I migrated to US couple years ago and just started establishing credit. Clean report , however went a bit overboard applying for credit few months ago so lots of inq.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: ZYNC Gone???

Thank alot

Senior Contributor
Ron1
Posts: 4,706
Registered: ‎05-23-2009

Re: ZYNC Gone???

Sorry to see it is gone. It is a good starter card for most people.  I hope they will let me to keep the card.

 

 

Ron.


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